Operation Executive
2 days ago
Job description:
- **Position: Operations Executive (Secured and Unsecured Loan)**
Location: Indore
, Permanent
Key Skills Required:
- Good typing speed with a strong understanding of KYC documents and basic documentation for various profiles, including individuals, proprietorships, partnership firms, and companies.
- Experience in pre-credit underwriting, including file login and KYC processes.
- Knowledge of the login and disbursement process.
- Utilize Advanced Excel and MIS tools to analyze, visualize, and report financial data, supporting budgeting and forecasting.
- Proficiency in English and Hindi.
Roles and Responsibilities:
- Conduct thorough credit checks on all loan requests received by the bank.
- Hire and train the right personnel for the verification department, assigning appropriate duties.
- Ensure compliance with all credit policies in departmental transactions.
- Design a system for efficient departmental operations, accessible to all clerks.
- Review departmental books of accounts daily.
- Manage loan recovery by sending reminders to defaulters and coordinating with recovery officers as needed.
- Foreclose on assets of defaulters when necessary.
- Develop financial plans for customers experiencing payment difficulties to assist them in timely repayment.
- Provide regular reports to the corporate office of the bank.
Requirements:*
Education: Any Graduate
Experience: Minimum of 1+ years of experience in Banking, NBFC, and other financial industry.
Technical Proficiency:
- Advanced skills in Microsoft Excel, including pivot tables, macros, and complex formulas.
- Proficiency in MIS (Management Information Systems) for enhanced reporting and analysis.
Analytical Skills: Exceptional ability to analyze data, identify trends, and provide actionable insights.
Soft Skills: Excellent organizational, communication, and time management skills, with the ability to perform under pressure and meet deadlines.
Pay: ₹15,000.00 - ₹25,000.00 per month
Schedule:
- Day shift
**Education**:
- Master's (preferred)
**Experience**:
- Operations management: 1 year (preferred)
Work Location: In person
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