Credit Risk

7 days ago

Thane, India Fiserv Full time

You deserve to do what you love, and love what you do - a career that works as hard for you as you do. At Fiserv, we are more than 40,000 #FiservProud innovators delivering superior value for our clients through leading technology, targeted innovation and excellence in everything we do. You have choices - if you strive to be a part of a team driven to create with purpose, now is your chance to Find your Forward with Fiserv.

**Responsibilities**:
**Requisition ID** R-10341781 **Date posted** 07/08/2025 **End Date** 07/31/2025 **City** Thane **State/Region** Maharashtra **Country** India **Location Type** Onsite

**Calling all innovators - find your future at Fiserv.**

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

**Job Title**

Credit Risk - Professional I

**What will you do**:

- Analyze financial statements, credit reports, and other relevant data to assess the credit risk of potential clients.
- Monitor existing client accounts to identify potential credit risks and trends.
- Prepare regular reports on credit risk exposure and present findings to management.
- Work closely with the underwriting teams to provide insights and recommendations regarding credit decisions.
- Collaborate with compliance and legal teams to ensure adherence to regulatory requirements.
- Assist in the development and validation of predictive models to enhance credit decision-making processes.
- Stay updated on market trends, economic conditions, and regulatory changes that may impact credit risk.
- Investigations include the gathering of data from various sources and systems and interpreting the data to manage the risk.

**What will you need to know**:

- Strong analytical skills with the ability to interpret complex financial data.
- Knowledge of credit risk assessment frameworks and regulatory requirements.
- Excellent communication skills, both written and verbal, with the ability to present findings to stakeholders.

**What will be great to have**:

- Masters degree in Finance.
- 2+ years of experience in credit risk analysis, preferably within the payment processing or financial services industry.
- Detail-oriented, organized, and able to manage multiple priorities effectively.

Thank you for considering employment with Fiserv. Please:

- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

**Our commitment to Diversity and Inclusion**:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

**Note to agencies**:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

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