Loan Executive

2 weeks ago

Madhapur Hyderabad Telangana, India Kayalas Private Limited Full time

**Key Responsibilities**:

- Assess the creditworthiness of potential borrowers using financial data, credit reports, and internal criteria.
- Explain different types of loans and credit options to applicants.
- Ensure compliance with all banking regulations and internal policies.
- Maintain accurate records and update client files regularly.
- Meet or exceed loan sales targets and KPIs.
- Build and maintain relationships with clients to encourage repeat business and referrals.
- Collaborate with internal departments such as underwriting, customer service, and collections.

**Requirements**:

- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Proven experience in lending, banking, or a financial sales environment (typically 1-3 years).
- Strong knowledge of loan products and financial regulations.
- Excellent communication, interpersonal, and negotiation skills.
- Attention to detail and analytical thinking.
- Ability to work under pressure and meet deadlines.

**Preferred Skills**:

- Knowledge of financial software systems (e.g., LOS, CRM tools).
- Certification in credit analysis or a related field (optional).
- Multilingual abilities (if relevant to the client base).

**Job Types**: Full-time, Permanent

Pay: ₹12,000.00 - ₹15,000.00 per month

**Benefits**:

- Cell phone reimbursement
- Paid time off
- Provident Fund

Supplemental Pay:

- Commission pay
- Performance bonus
- Yearly bonus

Application Question(s):

- are you willing work in target based job

Work Location: In person

**Speak with the employer**
+91 7799789895

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