Am- Erm Stress Testing

Job ID: 33248

Location: Bangalore, IN

Area of interest: Audit, Accounting & Finance

Job type: Regular Employee

Work style: Office Working

Opening date: 27 Jun 2025

**Job Summary**
- Deliver on the Credit Risk, Balance Sheet & Income Statement projections for the Enterprise-wide Stress Testing (EST) exercises
- Carry out the movement analysis & write-ups for credit risk & BS/IS metrics
- Ensure compliance to EST procedures, methodologies, and controls.
- Manage all governance related aspects of the execution of stress testing
- Drive process improvements and best practices for more efficiency and productivity
- Support development and maintenance of underlying models to enhance stress testing methodology.

**RESPONSIBILITIES**
- Risk Management: Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies, and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.- Processes: The role holder will need to support the establishment and documentation of all processes and effective controls for the hub team in accordance with the broader stress testing team- Governance: Demonstrate an awareness and understanding of the regulatory framework in which SCB operates, and the regulatory requirements and expectations relevant to the role.- Deliver ‘effective governance’; capability to challenge colleagues effectively or escalate appropriately; and willingness to work in an open and cooperative manner with all.
- Regulatory & Business Conduct: Display exemplary conduct and live by the SCB’s Values and Code of Conduct.- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.**Key Responsibilities**

**Business**
- Stress Testing, as part of Finance, is an independent group function responsible for projecting the financials and capital/liquidity ratios of the entity in question given certain assumptions about Bank’s policies and economic variables. The function plays a critical role in strategic business, regulatory and infrastructure initiatives which forms the Bank’s future.- Internal Stress Tests: Internal Capital Adequacy Assessment Process (ICAAP), Management Stress Tests (MST) etc.
- Regulatory Stress Tests: HKMA SDST, MAS Stress Test, BOE Stress Test, BOT Stress Test, Reverse Stress Tests etc.
- Climate Risk Stress Tests: A new area of analysis focussing on the impact of climate change on Banking industry
- Driving ‘Digitisation’: Responsible for designing, prototyping, and implementing strategic change initiatives to increase business efficiency of stress testing processes.
- The unit is Performance Driven with an aptitude to meet the expectations of Senior Management & Regulators by living the values of the organization in Doing the Right Thing and Better Together. The Never Settle attitude makes this unit unique in its approach to always be a Future-Fit organization**Risk Management**
- Ensure all activity adheres to the Enterprise Risk Management Framework, relevant policies and standards, with a specific focus on ensuring an effective framework for the management of operational risks as they pertain to the role.**Regulatory & Business Conduct**
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead the [country / business unit / function/XXX [team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

**Key stakeholders**
- Stress Testing Team
- Enterprise Risk Management members
- Key Finance & Risk colleagues
- Business leadership
- Stress Testing Transformation Programme Team
- Key operations and technology partners / vendors

**Other Responsibilities**
- Embed Here for good and Group’s brand and values in XXXX [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);**Skills and Experience**
- Exceptional written / verbal communication skills - In this role you are expected to communicate with stakeholders across different levels of seniority.
- Flexible and adaptable; able to work in ambiguous situations independently.
- Display a methodical & meticulous approac