Pb India Banking Product

Join us as a PB India Banking Product - VP where you will take ownership of core banking products in the Private Banking India Team. You will manage delivery, compliance, and client-focused solutions across CASA, deposits, escrow, and payments while aliging with evolving regulatory needs.

To be successful in this role, your core responsibilities will include:

- Full lifecycle ownership of key banking products from idea to implementation.
- Managing product governance, ALCO approvals, and regulatory updates (RBI, SEBI)
- Partnering with private bankers and clients to deliver tailored solutions
- Leading regulatory interpretation, exception approvals, and internal policy alignment
- Driving pricing, product positioning, and competitor benchmarking
- Collaboration with stakeholders across Treasury, Legal, Risk, Compliance, Ops and Tech.
- Preparing client-ready documentation and presenting to senior leadership

You may be assessed on key skills such as:
Deep product knowledge across banking and payments. Strong regulatory awareness and risk understanding. Ability to manage internal and external stakeholders effectively. Strategic thinking, data-driven decision-making, and problem solving. Strong communication, documentation, and presentation skills
Process orientation with ability to drive operational efficiency

**Basic/ Essential Qualifications**:

- Postgraduate degree in Finance, Economics or related field
- Professional certification (CA,CFA, MBA Finance, or equivalent)
- Strong understanding of Indian regulatory frameworks (RBI, SEBI, FEMA, etc.)
- Exposure to governance processes like ALCO, audit, and risk committees
- Strong commercial judgement and client-centric thinking

**Desirable skil**lsets/ good to have**:

- Experience handling escrow structures, structured deposits, or liquidity products
- Prior interaction with RBI on product approvals or regulatory filings.
- Working knowledge of regulatory tolls and tech platforms
- Familiarity with FX, trade finance, and wealth-linked product offerings
- Experience working in diverse, multicultural banking environments

This role will be based out of Mumbai.

**Purpose of the role**

To develop and manage the success of specific financial products and services, providing in-depth expertise on a particular product line, bridging the gap between product development, marketing, sales, and customer service.

**Accountabilities**
- Provision of SME expertise on specific products and services to customers and colleagues, including features, functionalities, benefits, limitations, risks and compliance.
- Identification of market trends, new features, regulatory requirements and potential risks, and analysis of data obtained from sales figures and, customer feedback, to support the product strategy and development process, and communicate key findings to relevant stakeholders to improve and implement new product offerings.
- Response to colleague and stakeholder inquiries, resolution of issues, and provision of guidance on product usage..
- Presentation of the advantages and features of the product to potential customers, building trust and encouraging adoption.
- Assistance with the development and execution of marketing materials for the product, such as brochures, presentations, and online content.
- Participation in and delivery of training sessions and workshops to share product knowledge and expertise with colleagues and other stakeholders.
- Participation in events, conferences, and other networking opportunities to showcase the product and generate interest.

**Vice President Expectations**
- To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures..
- If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements..
- If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others..
- Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
- Manage and mitigate risks through assessment, in support of the control and governance agenda.
- Demonstrate leadership and accountability for mana