Avp, Esg and Reputational Risk, Wrb and Disclosures

Job ID: 29099

Location: Bangalore, IN

Area of interest: Governance, Risk Management & Compliance

Job type: Regular Employee

Work style: Office Working

Opening date: 16 May 2025

**Job Summary**

**Strategy**

**Wealth and Retail Banking (WRB)**
- Execute the Group ESG (including Climate) and Reputational Risk (ESGR) integration within WRB
- Support and lead on RCSA reviews regarding WRB, from a ESGR RFO perspective.
- Support and lead the second-line review and challenge of Sustainable Finance and Sustainability-related activities in driving the management of greenwashing risk for WRB
- Provide inputs to the Group’s strategic risk appetite metric calculation all metrics pertaining WRB portfolios.
- Second-line review and challenge of ESGR reviews for adequacy and accuracy of the first-line’s assessment of ESGR for medium and high-risk in-scope WRB clients
- Second-line review and challenge of Climate Risk Assessments for SME Banking clients
- Review and challenge of WRB Residential Mortgages related NZ targets and measurement, the Group’s own Net zero emission targets and progress, aligning with industry benchmarks.
- Support continuous training initiatives for WRB relationship managers, credit analysts, 1st line process owners and 2nd line to ensure ESGR risk embedding into WRB

**Reporting and Disclosures**
- Delivery and review/ challenge of portfolio-level risk measures for WRB
- Support the review, challenge and provide input on internal and external disclosures such as Climate Risk-related financial disclosures, including those set out by the Taskforce on Climate-related Financial Disclosures (TCFD) and other reporting frameworks such as ISSB and CSRD as required.

**Key Responsibilities**

**Business**
- While being focused on climate risk assessment, keep a ‘think client’ hat in any risk developments; consider how the risk assessments contribute to helping the clients build a more resilient business model.
- Broad awareness and understanding of the bank’s business model and risk profile.
- Communicate confidently with senior stakeholders, present topics in working groups and other committee meetings such as the Wealth and Retail Banking Risk Committee.

**Processes**
- Evaluate relevant existing controls and contribute to designing new controls as required.

**Risk Management**
- Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
- Uphold the integrity of risk/return decisions, by challenging business to demonstrate that risk origination and control decisions are properly informed and consistent with the reputational and sustainability risk strategy and risk appetite.

**Governance**
- Contribute to overall governance mechanisms (including committee oversight and individual approval authorities) for ESGR risk management.
- Ensuring that relevant governance documents are up-to-date and relevant, on an ongoing basis

**Regulatory & Business Conduct**
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

**Key stakeholders**
- Senior business and risk stakeholders and their team members such as:
- WRB Business Teams
- WRB Sustainability Finance
- WRB Environmental and Social Risk Management
- Chief Risk Officer, WRB
- WRB Credit Policy and Country Credit Analyst and Credit Approver teams
- Global Head, Net Zero Delivery

**Other Responsibilities**
- Embed Here for good and Group’s brand and values in the ESGR team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats): promote risk governance, support RFO in internal and external disclosures including TCFD requirements for Group and countries

**Skills and Experience**
- Familiarity with ESGR risk management (e.g. tools and methodologies)
- Data preparation and review skills
- Ownership and accountability for deliverables / action oriented
- Ability to engage and collaborate with stakeholders at various levels across functions and geographies
- Proven track record in both review/ challenge and whilst working in partnership with the first line of defence

**Qualifications**
- Market Knowledge: 8-12 years of strong experience in Climate Risk, ESG and Reputational Risk and/or Credit Risk Management
- Proactive self-starter, ability to quickly assimilate and analyse large amounts of information across a variety of topics
- Clear and concise communicator, able to explain complex matters in