Sales Officer-vehicle Loan

4 days ago

Kochi Kerala, India MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED Full time

Support and assist all Operations & back office works of Vehicle loan department on daily basis.
- Sourcing of vehicle loans for society as per the policy from open market or through BCs
- Collection and maintenance of Pre-disbursement and post disbursement documents.
- Background verification of customers and complete documentation process as instructed by A.O.
- Sourcing and empanelment of New BCs.
- Co-ordinating BCs and Registered office for invoice generation and pay out disbursements.
- Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans
- Explain the customers about different products and options available as well as terms and conditions.
- Verification of loan agreements to ensure that they are complete and accurate according to policy.
- Computation of loan amount, EMI, Chrarges and Net disbursement amount.
- Handle customer complaints and take appropriate action to resolve them
- Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.
- Ensure name transfer and hypothecation endorsement in RC and Insurance.
- Identify and Empanel RTO agents in your respective locations
- Market the products of society.
- Collection follow up and ensure prompt collection.
- Attending office activities and coordinate activities from Registered office and Branches/BCs
- Preparation of Office Note for Sanction.
- Maintaining and reporting MIS on daily basis, weekly and monthly basis - reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.
- Ensuring timely registration of membership for the new customers.
- Inspecting the loan documents before forwarding for approval.
- Initiating Field Investigation and Vehicle Inspection
- Keep reporting your all activities including On-duty and non-punching movements.
- Responsible to hand over all loan documents to the registered office/branch without any loss or damage.
- BC registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned.
- NACH registration process and re-initiation of rejected cases until gets registered.

**Job Types**: Full-time, Permanent, Fresher

Pay: ₹18,000.00 - ₹25,000.00 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

Supplemental Pay:

- Performance bonus
- Yearly bonus

Work Location: In person

Application Deadline: 10/05/2025
Expected Start Date: 10/05/2025

  • Sales Officer-vehicle Loan

    4 days ago

    Calicut, Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

    A sales staff is supposed to source vehicle loan to society as per our rules and conditions of society and to support all promotional activities and other activities to promote vehicle loans department. - Support and assist all Operations & back office works of Vehicle loan department on daily basis. - Sourcing of vehicle loans for society as per the policy...

  • Commercial Vehicle Sales Executive

    2 weeks ago

    Idukki, Kerala, India CRP Full time

    Having Experience in used Vehicle/ commercial vehicle sales Worked as sale coordinator with Commercials vehicle dealer and Finance Should have Local Market reach, good contacts with Local Automobile dealer, need to generate leads and work on reference lead Closing Sales lead and Follow up post loans activities **Job Types**: Full-time, Regular /...

  • Loan Officer

    1 week ago

    Kochi, Kerala, India Actio Full time

    **Loan Officer Job Responsibilities**: - Advises clients about the risks, consequences, and benefits of alternative lending solutions. - Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation. - Rejects loans by explaining...

  • Sales Officer Home Loans Sections

    6 days ago

    Kochi, Kerala, India EDEN CAREER GUIDANCE & HR SOLUTIONS Full time

    Sales officer Home Loans Sections - Qualification: Any Degree Passed - Experience: Minimum 1 year Experience in Home Loans & LAP - Good Salary + Incentives - Age Limit: 40 - Job Location: Kannur, Kasargod **Job Types**: Full-time, Permanent **Salary**: ₹20,000.00 - ₹25,000.00 per month **Benefits**: - Health insurance - Provident Fund Schedule: -...

  • Banking Sales

    1 week ago

    Kochi, Kerala, India Advenxa Pvt.Ltd Full time

    BANKING SALES - TELESALES Industry: Banking Experience: Experienced in sales **Salary**: Upto ₹22,000 + Incentives Location: Kaloor, Kochi. Qualification: Degree (mandatory) Work Mode: Inside Work only As a Relationship Manager (Inside Sales) in the banking industry, you will be responsible for tele-sales, primarily making calls to potential...

  • Home Loan

    2 weeks ago

    Kochi, Kerala, India Axis Bank (Quess Vendor payroll) Full time

    Axis bank under Quess Corp is hiring Relationship Officers Boost loan sales through business leads and self sourcing. Should have a two wheeler Experience in handling sales is an added advantage. Attractive incentives are offered Qualification - Plus Two Freshers or minimum one year sales experience preferred Pay: ₹15,000.00 - ₹20,000.00 per...

  • Loan Officer

    7 days ago

    Kochi, India EDEN CAREER GUIDANCE & HR SOLUTIONS Full time

    LOAN OFFICER - QUALIFICATION : ANY DEGREE - EXPERIENCE : 1 YEAR PLUS EXPERIENCE IN LOAN'S RELATED SECTOR - SALARY : 20K TO 30K - AGE LIMIT : 38 - JOB LOCATION : KOCHI **Salary**: ₹20,000.00 - ₹30,000.00 per month Supplemental pay types: - Performance bonus Ability to commute/relocate: - Kochi, Kerala: Reliably commute or planning to relocate before...

  • Gold Loan Officer

    6 days ago

    Kochi, India HRQuadrant Full time

    Role : Gold Loan Officer Gold Loan Officer is responsible for handling the gold loan business operations including assessment of jewellery, processing of loans, tracking of loan repayments, follow up, prompt collection of EMIs, collection of arrears in Gold loan accounts etc. - Interview applicants to determine financial eligibility and feasibility of...

  • Gold Loan Officer

    4 days ago

    Palghat District, Kerala, India SML FINANCE LIMITED Full time

    **GOLD LOAN OFFICER- Job Description** - Building healthy and profitable portfolio for the gold loan business. - Managing day to day branch operations - Building revenue and sales **QUALIFICATIONS** - Any graduation/3 year diploma - Minimum 1 year gold loan experience in any bank/NBFC - Knowledge in Gold loan Appraising and other gold loan activities **Job...

  • Sales Officer- Personal Loan

    7 days ago

    Thrissur, Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

    Responsible for increasing the **Personal Loan volume**, Exceptional customer services, Acquisition of new customers and business development. Eligibility Profile Graduation (regular) or PG in any discipline with 1+ years of sales Experience in Banking/NBFC etc. A flair for sales and marketing is mandate. - loans - Sales acumen - Communication skill -...