Sales Officer- Vehicle Loan

6 days ago

Calicut, India Malankara Multistate Cooperative Credit Society Ltd Full time

**PURPOSE**

A sales staff is supposed to source vehicle loan to society as per our rules and conditions of society and to support all promotional activities and other activities to promote vehicle loans department.

**DUTIES & RESPONSIBILITIES**
- Support and assist all Operations & back office works of Vehicle loan department on daily basis.
- Sourcing of vehicle loans for society as per the policy from open market or through BCs and achieve the targets assigned by society.
- Collection and maintenance of Pre-disbursement and post disbursement documents.
- Background verification of customers and complete documentation process as instructed by A.O.
- Sourcing and empanelment of New BCs.
- Co-ordinating BCs and Registered office for invoice generation and pay out disbursements.
- Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans
- Explain the customers about different products and options available as well as terms and conditions.
- Verification of loan agreements to ensure that they are complete and accurate according to policy.
- Computation of loan amount, EMI, Chrarges and Net disbursement amount.
- Handle customer complaints and take appropriate action to resolve them
- Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.
- Ensure name transfer and hypothecation endorsement in RC and Insurance.
- Identify and Empanel RTO agents in your respective locations
- Market the products of society.
- Collection follow up and ensure prompt collection.
- Attending office activities and coordinate activities from Registered office and Branches/BCs
- Preparation of Office Note for Sanction.
- Maintaining and reporting MIS on daily basis, weekly and monthly basis - reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.
- Ensuring timely registration of membership for the new customers.
- Inspecting the loan documents before forwarding for approval.
- Initiating Field Investigation and Vehicle Inspection
- Keep reporting your all activities including On-duty and non-punching movements.
- Responsible to hand over all loan documents to the registered office/branch without any loss or damage.
- BC registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned.
- NACH registration process and re-initiation of rejected cases until gets registered.

**Job Types**: Full-time, Regular / Permanent

**Salary**: ₹15,000.00 - ₹30,000.00 per month

**Benefits**:

- Health insurance
- Leave encashment
- Provident Fund

Schedule:

- Day shift

Ability to commute/relocate:

- Calicut, Kerala: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 9072597488
- Health insurance

  • Sales Officer-vehicle Loan

    2 weeks ago

    Calicut, Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

    A sales staff is supposed to source vehicle loan to society as per our rules and conditions of society and to support all promotional activities and other activities to promote vehicle loans department. - Support and assist all Operations & back office works of Vehicle loan department on daily basis. - Sourcing of vehicle loans for society as per the policy...

  • Loan Officer- Vehicle

    2 weeks ago

    Calicut, India May I Help You Consulting Service Full time

    May I Help You Consulting Sevice Designation: Loan Officer - Vehicle & Personal Location: Calicut Gender: Male/ Female Age: Below 29 Qualification: +2 pass& Degree passed Experience:Frehssers/ Experienced **Salary**: 14000-18000+ alownace+esi+pf+incentives 2 wheeler must+ licence **Job Types**: Full-time, Permanent **Salary**: ₹18,000.00 -...

  • Operations Executive/loan Officer

    2 weeks ago

    Calicut, India LAKSHYA CA CAMPUS Full time

    **Loan Officer duties and responsibilities** - Evaluate credit worthiness of customers and introduce the most appropriate Loans scheme for them. - Interview applicants to determine their financial eligibility and feasibility - Answer clients' questions and provide information - Justify decisions (approvals/rejections) and report on them - Complete loan...

  • Apply in 3 Minutes: Relationship Manager-COMMERCIAL VEHICLE-Marketing Branches Operations

    5 days ago

    Kozhikode / Calicut, Kozhikode, India Kotak Mahindra Bank Limited Full time

    Job Description 1. Handle current portfolio of Commercial Vehicles 2. Handling the loans of Commercial (Used/New). 3. Handle the whole process of providing Vehicle loan to customers. 4. Follow up EMI customers & arrears customers for collection. 5. Developing the new market area and gathering market information. 6. Always try to make new market to generate...

  • Relationship Officer

    1 week ago

    Calicut, India May I Help You Consulting Service Full time

    **_Interview:_** Telephonic/ Direct **_Job Location:_**Calicut **_Gender:_** MALE/FEMALE **_Age:_** 35 below **_Qualification:_**+2 pass & above **_Experience:_** Freshers/ Experienced **_Salary:_**10000-16000 **_Working Time:_**: May I Help You Consulting Service Designation: Showroom Sales Executive Job Location: Calicut Interview: Direct/ Online...

  • Relationship Officer Personal Loan

    1 week ago

    Calicut, Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

    Responsible for increasing the **Personal Loan volume **, Exceptional customer services, Acquisition of new customers and business development. Eligibility Profile Graduation (regular) or PG in any discipline with 1+ years of sales Experience in Banking/NBFC etc. A flair for sales and marketing is mandate. - loans - Sales acumen - Communication skill -...

  • Sales Officer

    4 days ago

    Calicut, India Axis Bank Full time

    Axis Bank under vendor payroll(Quess) is hiring sales officers all over ernakulam. Boost loan sales through business leads and self sourcing. Should close business targets monthly. Visit customer on daily basis and follow up. Should have a two wheeler Experience in handling sales is an added advantage. Attractive incentives are offered. **Job Types**:...

  • Loan Delership Ti Up Officer

    6 days ago

    Calicut, India May I Help You Consulting Service Full time

    May I Help You Consulting Service Designation: Loan Dealership Ti up Officer Location: Calicut Gender: Male Qualification: +2 pas & above Experience: Freshers/ Experienced **Salary**: 15000+ 3000 TA+500 Mobile alowance+Ei+Pf+Incentives 2 wheeler must **Job Types**: Full-time, Permanent **Salary**: ₹14,000.00 - ₹20,000.00 per...

  • Sales Officer

    4 days ago

    Calicut, India Axis Bank (Quess Vendor payroll) Full time

    Axis bank under Quess Corp is hiring Relationship Officer-Shoppers stop cards Boost loan sales through business leads and self sourcing. Should have a two wheeler Experience in handling sales is an added advantage. Attractive incentives are offered Qualification - Plus Two Freshers or minimum one year sales experience preferred **Salary**:...

  • Relationship Executive

    2 weeks ago

    Calicut, India May I Help You Consulting Service Full time

    May I Help You Consulting Service Designation: Relationship Officer Location: Calicut, Malappuram Qualification: Any Degree pass & above Experience: Freshers/ Experienced **Salary**: 15000-18000+ Esi+Pf+Incentives Gender: Male Age: Below 26 **Salary**: ₹15,000.00 - ₹18,000.00 per month **Benefits**: - Health insurance - Provident...