Loan Operations Executive

7 days ago

Gurugram Haryana, India Scalent Solutions Full time

**Job Summary**:
We seek a highly skilled Loan Operations Executive to oversee and streamline the loan disbursement process.
This role will ensure accuracy, compliance, and efficiency in loan processing, KYC verification, reconciliations, and disbursement activities.

**Key Responsibilities**:
**Loan Disbursement Management**:
Oversee loan disbursements, including approvals from management and internal teams.
Ensure all documentation is accurate before disbursement.
Manage the loan cancellation process when necessary.

**KYC Process Oversight**:
Own the loan KYC process, ensuring maximum efficiency in terms of output and turnaround time (TAT).

**Reconciliations & Transfers**:
Reconcile data between the system and bank transfers.
Handle interbank transfers and bank transfers for loan disbursements from respective accounts.

**Loan Document & Escalation Handling**:
Responsible for checking loan documents and handling escalations related to loan disbursements.

**Tech Enhancement & Process Improvement**:
Collaborate with the tech team to enhance loan processing systems and workflows.
Proactively identify and implement process improvements.

**MIS Reporting & Tracker Maintenance**:
Prepare daily, weekly, and monthly MIS reports.
Maintain various trackers for management updates and ensure they are kept up-to-date.

**Cross-functional Coordination**:
Act as a liaison between internal teams and external partners to ensure smooth operations.

**Qualifications & Experience**:
Graduate/Postgraduate from a reputed college or university.
MBA/CA/Finance degree is preferred.
1 to 2 years of experience in Financial Services, NBFC, or Banking sectors, specifically in loan operations or similar roles.

**Skills & Knowledge**:

- Strong understanding of loan processes, especially in a high-velocity environment.
- Experience with compliance and process documentation.
- Excellent problem-solving and decision-making skills.
- Ability to work in a fast-paced, flexible environment with attention to deadlines and details.
- Strong multi-tasking abilities and the capacity to manage complex client situations.
- Strong networking and communication skills.

**Perks and Benefits**:

- Alternate Saturday off.
- Medical benefits.

**Job Types**: Full-time, Permanent

Pay: ₹200,000.00 - ₹600,000.00 per year

**Benefits**:

- Health insurance

Schedule:

- Day shift

Supplemental Pay:

- Performance bonus

**Experience**:

- Loan Operations: 1 year (required)
- total work: 1 year (required)

Work Location: In person

Application Deadline: 07/01/2025
Expected Start Date: 10/01/2025

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