Data Scientist 1

2 weeks ago


Chennai Tamil Nadu, India PayPal Full time

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary: As a Data Scientist 1 in the Resolutions & Protections team, you will be responsible for building and refining data-driven strategies to improve dispute resolution processes and minimize financial losses for PayPal and its customers. You will work on complex datasets to uncover actionable insights and collaborate across teams to deliver impactful solutions.

**Job Description**:
**Role Description**:
As a member of the Resolutions team, you’ll play a key role in PayPal margin improvement through Loss and Opex reduction.

As a Data Scientist, you will,
- Extract and process structured/unstructured data using SQL, Python, or similar tools.
- Collaborate with operations teams to gather feedback on dispute resolution processes and improve process efficiency
- Develop and validate hypotheses to optimize PayPal's operational costs while enhancing consumer and merchant experiences.
- Work with partner teams such as Modelling, Product and Engineering
- Support ad hoc analysis requests from stakeholders related to dispute trends or risk mitigation.

**Job Requirement**:**4+ years in Analytics, Data Science or similar roles
- Experience with data preparation and analysis of large datasets in SQL and Microsoft Excel
- Passionate about generating insights from data to solve business problems
- Knowledge of any data and visualisation tools like Python, Tableau
- Strong communication and presentation skills
- Background in fraud, credit, risk management or statistics is a plus

**Education Qualifications**:
(Must Have) Bachelors or master’s in Engineering/ Finance/ Mathematics/ Statistics/Economics from Tier I colleges

**PayPal provides equal employment opportunity (EEO) to all persons regardless of age, colour, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.**

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

**Our Benefits**:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by of


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