Avp-risk Qc Credit Officer

2 days ago


Mumbai Maharashtra, India Citi Full time

**Responsibilities**:

- Uses judgment to conduct reviews of credit transactions ranging in complexity with direct business impact. This includes new residential real estate mortgage/HELOC financings ranging primarily in size from $500M to $5MM, with some larger dollar transactions up to $50MM, for professional services and high net worth customers of Citi Wealth covering properties in the U.S.
- Provide timely and accurate feedback to appropriate levels of management within the function regarding necessary corrections, adjustments and observations found during second level monthly audit reviews.
- Consistently evaluate processes and controls for improvement opportunities, potential gaps and appropriate remediation. Escalate process related concerns to the appropriate levels of management within the function.
- May interact with Risk Management, Originations and/or Credit Policy staff, including senior management levels when applicable or directed, to resolve issues.
- Performs other duties and functions as assigned.

Qualifications:

- Thorough knowledge of property and credit requirements, including secondary marketing concepts.
- Excellent oral/written communication skills. Strong analytical, process driven and problem-solving skills; ability to interact with all levels of the organization; confident in ability and able to credibly defend rationale for decisions if challenged or otherwise necessary.
- Excellent leadership skills.

**Education**:

- Bachelors/University degree strongly preferred (Business, Finance, Accounting or Economics) or equivalent professional experience.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full time
- **Most Relevant Skills**

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
- **Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.-
- View Citi’s _EEO Policy Statement_ and the _Know Your Rights_ poster._


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