Banking Executive

Job Description: Banking Executive

Position Overview: The Banking Executive is a key member of the banking operations team within a financial institution. They are responsible for providing efficient and high-quality services to customers while adhering to banking regulations and policies. The role requires strong interpersonal skills, financial knowledge, and the ability to handle various banking transactions and inquiries.

Key Responsibilities:
Customer Service:Greet and assist customers in a professional and friendly manner.
Provide information and guidance on banking products, services, and account inquiries.
Assist customers with account opening, closing, and maintenance procedures.
Resolve customer complaints or concerns promptly and effectively.
Promote and cross-sell banking products to meet sales targets.

Banking Operations:Process various banking transactions such as deposits, withdrawals, fund transfers, and bill payments.
Verify and authenticate customer information and signatures for transaction processing.
Handle cash transactions, ensuring accuracy and compliance with cash handling procedures.
Balance cash drawers and reconcile discrepancies at the end of each shift.
Maintain up-to-date knowledge of banking policies, procedures, and regulatory requirements.

Account Management:Open and close customer accounts, ensuring accurate documentation and compliance with regulations.
Assist customers with account-related inquiries, including balances, statements, and transaction history.
Update customer information, such as address changes and contact details, in the banking system.
Process account maintenance requests, including issuing checkbooks, debit cards, and account statements.
Provide guidance on account features, benefits, and options to meet customer needs.

Compliance and Security:Adhere to banking regulations, policies, and procedures to ensure compliance and minimize risk.
Follow security protocols to protect customer information and prevent fraudulent activities.
Monitor transactions for suspicious or unusual activity and report potential fraud or security breaches.
Comply with anti-money laundering (AML) and know-your-customer (KYC) guidelines.
Participate in ongoing training and development programs related to compliance and security.

Team Collaboration:Collaborate with colleagues and team members to ensure smooth and efficient banking operations.
Share knowledge, best practices, and insights to improve overall customer service and operational efficiency.
Assist in training new staff members on banking processes, systems, and customer service standards.
Support team goals and contribute to a positive work environment.

**Requirements**:

- Bachelor's degree in finance, business administration, or a related field (preferred).
- Prior experience in banking, customer service, or a related field is advantageous.
- Strong knowledge of banking products, services, and operational processes.
- Excellent interpersonal and communication skills.
- Customer-focused mindset with the ability to resolve issues effectively.
- Attention to detail and accuracy in handling transactions and customer information.
- Familiarity with banking regulations, compliance, and security standards.
- Ability to work independently and as part of a team in a fast-paced environment.
- Flexibility to work in shifts, including weekends and holidays, as per banking requirements.

**Salary**: ₹30,000.00 - ₹35,000.00 per month

**Benefits**:

- Provident Fund

Schedule:

- Day shift

Ability to commute/relocate:

- Mumbai, Maharashtra: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work (preferred)