Card Payments and Fraud Strategic Analytics

**JOB DESCRIPTION**
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As a Fraud Risk Strategic Analytics Senior Associate, you will be responsible for managing Payment Risk strategy for Chase's Card portfolio, including Consumer and Small Business end to end including the external account linkage to Card Risk and Post Payment Risk. This includes identifying optimization opportunities, developing value-based strategies to mitigate payment Risk, DDA linkage Risk, tracking performance to ensure strategy performs within expectation, and creating MIS / reports to inform management decision. You will work very closely with stakeholders such as Credit Risk teams, Reward Fraud risk team, Operations, Loss Forecasting team, Trust and Security, Legal and Compliance. The organization operates in a fast-paced environment and requires rapid response time to emerging issues. A sense of urgency, effective time management and being detail oriented will be key.

**_Job responsibilities:_**
- Manage payment Risk for Chase Card portfolio (Consumer and Business) from strategy development, execution, monitoring, and governance.
- Acquire deep understanding of suspicious fraud behaviors, and drive analytics that provide the granularity needed to identify targeted profile.
- Implement disciplined approach to testing, project execution and development of robust tracking and performance monitoring capabilities.
- Keep up with industry trends and bring innovative third-party solutions in payment risk after successful proof of concept practice.
- Effective communication across partner teams and at all levels, presenting strategies for approval and obtaining executive buy-in.
- Assess Payment risk associated with new product / strategy change appropriately.
- Escalate potential risks which may result in unacceptable fraud controls and losses.
- Provide support, including analysis, to various strategic initiatives outlined by the business and Fraud Strategy leadership.
- Perform analysis of current and historic data to keep fraud systems and processes updated.
- Conduct periodic high fraud losses case reviews to identify gaps in fraud strategy, case management or make procedural adjustments.
- Conduct ad hoc analytics and contribute to various projects representing Risk Management

**_ Required qualifications, capabilities, and skills:_**
- Bachelor's Degree from an accredited college/university in a quantitative discipline
- 5+ years of experience in Risk Management or another quantitative role
- Ability to independently partner and influence across organizations to deliver new capabilities.
- Good analytical mindset and Strong problem-solving skills
- Familiarity with risk analytic techniques.
- Proficient in performing analytics using SAS or equivalent analytical tool and ability to query large amounts of data using SQL and transform the raw data into actionable management information.
- Query large amounts of data and transform the raw data into actionable insights.
- Proficient in Excel & PowerPoint
- Excellent written and oral communication skills.

**_ Preferred qualifications, capabilities, and skills:_**
- Experience in credit cards or financial services or risk management.
- Working knowledge of detection & mitigation practices for fraud types, such as credit abuse / first party fraud
- Demonstrated experience with data analysis, designing & analyzing experiments, and strategy.
- Master’s Degree from an accredited college/university in a quantitative discipline.

**ABOUT US**
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal o