Credit Officer

1 week ago

Malappuram, India Malankara Multistate Cooperative Credit Society Ltd Full time

A Credit Officer is supports for speedy documentation activities in the concerned Lap proposals disbursement. It will be an additional support to the Business correspondent and sales officers in the concerned area to achieve their targets.

i) All Officer should report in station branch before 9.30 am

ii) Collect the daily work allocation from Product Head

iii) Preparing MIS of Login proposals and Login pending proposals and coordinate with sales team for moving forward to disbursement level

iv) As a initial stage of a loan proposal take crif reqest send by sales officers with the support of Kyc and an extract of applicant (prepared by Sales officer) and inform concerned officer /BC if it possible or not

v) If crif report is positive also send the check list to concerned officer or BC to collect the documents

vi) Follow up concerned BC or sales officer the crif positive files are login with HO within 7 days.

vii) Scrutinising the documents and conduct tele verification with applicant

viii) Make arrangements to Field verification of Business/Job and Address

ix) Ensure Legal and Valuation charge paid by FI positive applicants

x) Send the details to concerned empanelled valuator and legal adviser and collect timely report from them.

xi) Analyse all documents and support and instruct credit executives to preparing loan proposal and submit it to credit head and Vice president and subsequently clear additional queries

xii) If file forwarded to subcommittee ,prepare sanction letter copy to be approved from committee

xiii) Do necessary arrangements to collect the original documents and wetting it with concerned legal adviser

xiv) Fix a date for loan disbursement and inform the other documents have to bring by applicant and other loan parties.

xv) Instruct credit executive to prepare loan agreement and other documents to execute loan agreement, Mod and also membership

xvi) Disbursement of loan to applicant savings account

xvii) Do needful to transfer the amount to applicants savings account after collecting updated EC and executing agreement for deposit of tittle deeds in concerned Registrar office

xviii) Ensure proper Emi date reminder communicated to applicant before 10 days ,5 days intervals

xix) Prepare necessary data required Business/Collection/Overdue/BC payouts/Leads..etc

xx) Clear audit queries with the support of sales team within the time frame

xxi) Give maximum support to customer from document collection time to the time of disbursement

xxii) Do needful for registering agreement for deposit of tittle deeds in concerned Registrar office in Big Lap FILES.

xxiii) Do any additional duties instructed by department Heads within proper time

**Salary**: ₹18,500.00 - ₹20,500.00 per month

**Benefits**:

- Cell phone reimbursement

Schedule:

- Morning shift

Supplemental pay types:

- Performance bonus

Ability to commute/relocate:

- Malappuram, Kerala: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 9072590908

  • Chief Credit Officer

    5 hours ago

    Malappuram, Kerala, India beBeeCredit Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Job Title: Credit Leadership PositionRole OverviewWe are seeking an experienced credit professional to lead our team as the Head of Credit. As a key member of our organization, you will be responsible for managing and overseeing all aspects of credit functions.Key ResponsibilitiesCredit Policy Development: Develop and implement effective credit policies and...

  • Senior Trade Credit Professional

    5 days ago

    Malappuram, Kerala, India beBeeTradeCredit Full time ₹ 15,00,000 - ₹ 25,00,000

    Our organization is seeking a highly skilled and experienced Trade Credit professional to join our team.The ideal candidate will possess hands-on experience in the Trade Credit industry, with a strong background in insurance operations related to Trade Credit. Excellent communication skills are required, as well as proficiency in MS Office tools,...

  • Financial Services Manager

    4 hours ago

    Malappuram, Kerala, India beBeeCredit Full time ₹ 94,05,440 - ₹ 1,41,42,240

    Job Role:The Credit Management Director oversees and coordinates the process of managing credits, ensuring timely payment of invoices, minimizing credit risk, and maintaining a healthy cash flow while supporting business expansion and customer relationships.Main ResponsibilitiesTeam Leadership & Governance: Lead and direct a team of experienced credit...

  • Back Office Executive Tirur

    5 days ago

    Malappuram, India Brilfox Business Solutions Full time

    **Urgently looking for Back Office Executive ( Male / Female ) for a Financial Credit Cooperative Society.** - **Back office operations**: - **Location - Tirur**: - **Qualification - Degree**: - **Age - Below 35**: - **Experience - 6 months - 1 year ( Should provide experience certificate at the time of joining).**: - **Working Hours - 9 to 6** **For...

  • Purchase Officer

    1 week ago

    Malappuram, India MINISTER OFFICE FURNITURE Full time

    Responsible to ensure that Shipment of the products will be done to the customer site without any delay and as per the instruction of Check and verify the Stock Request report from the team and ensure that the purchase request is optimum and prepare the purchase order. - Get the quotations from the suppliers; analyze the price and the credit periods that...

  • Accounts Officer

    1 week ago

    Malappuram, India SLT Lighting LLP Full time

    Associate at the position of "Officer - Accounts" will be responsible in supporting the finance function at the Head Office. The role involves managing various financial activities related to accounts, ensuring accuracy in financial reporting, and contributing to the overall financial health of the organization. **Roles and responsibilities** - To maintain...

  • Credit Associate

    7 days ago

    Malappuram, India Muthoottu Mini financiers Ltd Full time

    Key Responsibilities: - Processing Loan Application - Centre Point Verification - Meeting Branch Goals - Team Handling - Monitoring Team for Business Growth - Coordinate with Head Office Salary Rs 17750 + Portfolio Allowance + In Charge Sales Allowance + TA + Collection Incentive Minimum Requirements: - Fresher/Experienced - Graduation - Driving License...

  • Chief Regulatory Officer

    4 days ago

    Malappuram, Kerala, India beBeeRiskMitigation Full time ₹ 1,00,00,000 - ₹ 2,00,00,000

    Key Responsibilities:Oversee strategic client engagements across regulatory supervision, policy formulation, risk management, and compliance transformation for SEBI- and RBI-regulated entities.Bring exceptional expertise from supervisory, enforcement, and commercial banking environments as a strategic advisor on SEBI/RBI compliance, risk mitigation, senior...

  • Front Office Assistant

    2 days ago

    Malappuram, India LEENA GROUP HOSPITALITY & LEISURE Full time

    Perform all check-in and check-out tasks - Manage online and phone reservations - Inform customers about payment methods and verify their credit card data - Register guests collecting necessary information (like contact details and exact dates of their stay) - Welcome guests upon their arrival and assign rooms - Provide information about our hotel, available...

  • Financial Solutions Specialist

    3 hours ago

    Malappuram, Kerala, India beBeeStructuredFinance Full time ₹ 1,00,00,000 - ₹ 2,50,00,000

    Job OpportunityThis is a career opportunity in the structured finance space.You will be responsible for originating and acquiring new client relationships to drive business growth. Your primary objective will be to work closely with promoters in the sector to identify opportunities and craft solutions.Originate and acquire new client relationships in the...