Debt Recovery Agent

1 week ago


Basirhat, India Bankas Solution Full time

Job Summary: The Field Collection Executive is responsible for managing debt collections by visiting clients in their designated area, collecting payments, and providing support to resolve any payment-related issues. This role ensures prompt recovery of outstanding dues, minimizes the risk of bad debts, and fosters a professional and customer-oriented approach to collections.

Key Responsibilities:
Customer Visits: Conduct scheduled visits to clients/customers to collect overdue payments or negotiate payment plans.

Account Review: Review outstanding balances, verify customer account information, and communicate any discrepancies.

Payment Handling: Collect payments via cash, cheques, or digital means as per company policy, and ensure prompt deposit and documentation.

Documentation: Maintain accurate records of payment collections, communication, and any agreements or commitments.

Relationship Management: Handle client interactions professionally, ensuring respectful and transparent communication to maintain positive relationships.

Follow-Up: Regularly follow up with customers on outstanding balances and payment schedules to prevent account delinquency.

Reporting: Prepare and submit daily/weekly/monthly reports on collections and account statuses to the Collection Manager.

Compliance: Adhere to all legal and regulatory requirements in handling payments and customer accounts.

Skills: Strong interpersonal and communication skills

Familiarity with financial and accounting principles

Other Requirements:
Valid driver's license and willingness to travel locally

Ability to work independently with good organizational skills

**Job Types**: Full-time, Permanent, Fresher

Pay: ₹8,352.05 - ₹27,792.75 per month

**Benefits**:

- Health insurance
- Paid sick time
- Paid time off
- Provident Fund

Schedule:

- Day shift

Supplemental Pay:

- Commission pay
- Performance bonus

Work Location: In person