Underwriter - Unsecured Loans (Mumbai Location Only)

2 weeks ago

Mumbai Maharashtra, India PayU Full time

**Role**: Credit Underwriter

**Location**: Mumbai

**About the role**:
***

**What you'll be doing**:

- To develop the Credit Delivery Process, Verification and Early warning system for MSME segment by leveraging the Internal digital capabilities & FinTech ecosystem
- Ensure adherence to Credit Policy and delegation of authorities
- To have a sound knowledge of the lending practice and associated risk for MSME segment in Indian market across multiple geographies
- To have a working knowledge of general legal and compliance framework for India market
- Provide feedback for Credit Policy and Portfolio monitoring

**What are we looking for?**
- Chartered Accountant / MBA / PGDBA with 2-4 years’ experience in Retail MSME Risk Experience in Bank/ NBFC industry
- Credit Professional with rich experience in MSME Unsecured Loan Underwriting & Managing Risk Processes for Retail MSME segment across sectors and products
- Prior experience in Credit approval process for Digital MSME Loans, Transaction data / Alternate data based Credit Model and Fintech partnership is necessary.
- Implementation of Credit Score Model
- Proficiency in managing Retail MSME credit risk
- Strategic thinking
- Excellent communicator
- Relationship management
- Negotiation and influencing

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