Loan Executive

2 days ago

Khar Colony Mumbai Maharashtra, India Tirumalla Tirupati Credit Multistate Credit Society Full time

**JOB DESCRIPTION**

**CREDIT EXECUTIVE**
- **ROLES & RESPONSIBILITIES**
- Monitoring the lending activities of the society and ensuring that all the loan process operate within the right credit risk
- Developing advanced analytics and modelling of credit and retailer risk strategy and policies
- Ensuring that advanced analytics are compliant with the set policies and regulations.
- Producing reports that are accurate, insightful and relevant to society.
- Managing specifications, implementations and testing of loan strategy changes
- Supporting a loan process to perform better credit life cycle and risk analysis
- Working with loan hypothesis and a backend team to enhance the capabilities of a business
- Reviewing and assessing the financial activities of a borrower to find out their credit risks.
- evaluating clients' financial information and calculating risk ratios.
- To ensure that the assessment and disbursement of the proposal is in line with society guidelines/manual.
- To ensure to maintain TAT for all the advances by continuously monitoring the overall progress of the proposal.
- Responsible for loan processing and loan monitoring.

**DESIRED CANDIDATE PROFILE**

Must be a graduate from Commerce/BAF/BBI
Relevant work experience of Credit Officer.

**Job Types**: Full-time, Permanent

Pay: ₹18,000.00 - ₹22,000.00 per month

**Benefits**:

- Leave encashment
- Paid time off
- Provident Fund

Schedule:

- Day shift

Work Location: In person

Expected Start Date: 14/06/2025

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