Credit Executive
6 days ago
**Key Responsibilities**:
- Assess credit proposals for commercial real estate loans, lease financing, or asset-backed lending.
- Analyze financial statements, cash flows, property valuations, rent rolls, and other relevant data.
- Conduct due diligence on borrowers, guarantors, and the underlying collateral (e.g., office buildings, retail centers, industrial parks).
- Develop detailed credit memos with clear risk identification and mitigation strategies.
- Recommend loan structures, terms, and covenants in line with credit policy and market practices.
- Coordinate with legal, compliance, and risk teams during loan documentation and disbursement.
- Monitor portfolio performance, including covenant compliance, renewals, and risk rating adjustments.
- Track market trends and property sector developments to anticipate potential credit issues.
- Assist in recovery strategies for non-performing accounts, if required.
- Prepare reports for senior management on credit decisions, risk concentrations, and exposure metrics.
Bachelor’s degree in Finance, Accounting, Economics, or related field. MBA (Finance) / CA / CFA preferred.
Pay: ₹14,000.00 - ₹17,000.00 per month
**Benefits**:
- Provident Fund
Schedule:
- Day shift
**Education**:
- Bachelor's (preferred)
**Experience**:
- credit Executive : 1 year (preferred)
Work Location: In person
Application Deadline: 15/07/2025
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