Associate- Loan Operations

**Job Title **-Associate - Loan operations

**Location**:

- Mumbai

Loan Operations India, operating from a Centralized location in Mumbai supports lending products across various business lines in the Corporate & Investment Bank, spread across India.

**Your key responsibilities**

To manage the Local Regulatory Reporting relating to Loans & Advances for the India Franchise, includes Critical reports (containing penal provisions for inaccurate submissions) such as CRILC, Priority sector reports, BSR reports, RBS submissions, various DSB reports, SMA, Sensitive sectors, REGTECH etc. To ensure Compliance to all New Regulations, Changes in Regulatory requirements - from understanding the requirements to implementing the process for ensuring compliance, including discussion with various stakeholders in Business, Compliance & Operations To Manage NPA & Provisioning requirements on Local GAPP and IFRS standards To actively drive automation of various reports, including data points, from providing requirements through BRD preparation, User testing upto Go live rollout To Manage the queries wrt Credit & Facility Legal documentation To Coordinate within the Ops Documentation unit for extraction of all facility level regulatory data and ensuring adequate control on data, such as Banking arrangement, Consortium arrangement, capital market exposures etc. To Liaison with Internal stakeholders such as Risk, Finance, Compliance, various Ops groups for ensuring seamless report submissions. To Liaison with Near shore /NOC team for recording of collateral, data capture, regulatory documentary compliance etc. Face off to Regulator and all Auditors, such as Con-current, Group, Statutory, Compliance & Regulatory wrt all Regulatory Reports and subsequent compliance. Understand & Manage Facility/ Security Documentation process, ensure ROC/ CERSAI compliances wherever required, Drawing Power maintenance, governance on credit facility related post Monitoring activities, loan booking.

**What we will Offer You**:
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
- Flexible working arrangements
- Gender neutral parental leaves
- 100% reimbursement under child care assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
- Best in class leave policy

**Your skills and experience**
- Exposure to the working in Credit Administration (CAD) departments or having Banking background would be preferred
- Strong excel skills, service commitment and having good interpersonal skills
- Proficient in written and verbal communication.

**Your Qualification**
- Graduate (B.Com, CA etc.) with 3 to 5 years experience in the relevant field

**How we’ll support you**
- Training and development to help you excel in your career
- Coaching and support from experts in team
- A culture of continuous learning to aid progression

**About us and our teams**

Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.