Commercial & Investment Bank - Credit Risk Associate - Emea Emerging Markets

**JOB DESCRIPTION**
**Posting Description**

Associate role in the EMEA Emerging Markets Credit team covering corporate and FI clients in the MENA region for the Commercial & Investment Bank (CIB). You will work closely with business partners across the region including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services and Trade Finance. Given the broad sector and client base covered, the team is focused on performing credit analysis on Investment Grade and Non-Investment Grade clients as well as structuring and documenting a wide variety of credit products.

**Job responsibilities**
- Close working relationships with stakeholders in multiple teams including Coverage, product specialists (DCM, LF, Trade, TSS), Markets (Derivative Sales), Capital Markets and M&A.
- Regular liaison with credit executives as well as analysts for transaction approvals and coordination, portfolio management and other day to day activities.
- Prime responsibility for the pro-active management of exposure to a portfolio of names and industry sectors.
- Understanding of J.P. Morgan’s Risk management policies and credit systems. Lead credit related interactions with internal and external parties.
- Coaching and development of junior team members to bring them up the curve, both on the job and through trainings.

**Required qualifications, capabilities, and skills**
- Strong analytical and credit skills/judgment, with an intensive 'hands on' approach to digging into the details of credit and structure.
- Good product knowledge of a wide range of lending, derivative and treasury services products and documentation associated with these products.
- Strong interpersonal and communication skills - both verbal and written.
- Strong project management skills and demonstrable end to end ownership of work/projects.
- Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively.
- Team player, with coaching and development ability towards more junior colleagues.
- Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow.
- Significant experience (at least 2-3 years) in roles with relevant skills for this position.

**Preferred qualifications, capabilities, and skills**
- Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended.
- Excellent communication skills (both written and verbal).

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.