Lending Pricing- Associate

2 weeks ago


Mumbai, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
You are a strategic thinker passionate about driving solutions using financial services skills. You have found the right team.

As the Lending Pricing professional in our Lending Products team you will spend each day defining, refining and delivering set goals for our firm

Job responsibilities
- Develop and institutionalize process to create & maintain a database that records loan attributes & performance every month, for new and existing book - build the single source of truth for lending data
- Help create/modify/maintain the pricing strategy for all lending products for GPB’s global lending business
- Analyze prevailing pricing & recommend potential rate changes and analysis at regular pricing meetings
- Own intent in technology projects to make the loan pricing & placement tools more integrated, increase efficiency and build more data controls
- Design, build and maintain models and databases to evaluate the impact of rate changes on existing & new book volumes and net interest income, leading to incremental profitability
- Understand active partnership & collaboration with other business lines to understand their pricing strategy, and align/re-align where necessary

Required qualifications, capabilities, and skills
- 7+ years of experience within financial services, preferably supporting the Banking business
- Financial services/lending & treasury background preferably in Wealth Management
- Ownership of issues to resolution and knowing when to seek help/escalate
- Strong written and verbal communication skills to communicate problems and solutions
- Analytical skills - Data analysis & Quantitative analysis
- Strong proficiency with Excel, PowerPoint, SQL, R, Python, SAS, Tableau
- Team player with positive attitudes towards new tasks, dealing with obstacles in daily tasks, details oriented and willingness to put in additional efforts

Preferred qualifications, capabilities, and skills
- Strategic and analytical thinker with an approach towards execution and results
- Influencing skills to understand a variety of stakeholders from different functions
- Team player who proactively shares knowledge and information within and outside the function and can understand other team members

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.



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