Credit Associate

5 days ago

Bengaluru Karnataka, India Dicetek LLC Full time

Job holder is mainly responsible for:

- Carrying out all ‘maker’ level activities of credit facility documentation preparation and review functions ensuring adherence to all applicable bank policies, procedures, regulations and SLA’s.
- Perform UAT’s and other tasks assigned by the line manager from time to time related to systems and process improvements.
- Perform activities as a Credit Facility Documentation maker
- Ensure all approval conditions are duly incorporated into the facility agreements and security documents

Key Result Areas
- Review Credit Approvals and prepare the required facility and security agreements
- Update and monitors Exceptions
- Ensure ‘Zero’ errors in the activities performed.
- Report any irregularities in a timely manner.
- Prepare and generate credit related reports required for customers, regulators, management, audit etc. on a periodic basis.
- Perform UAT’s from time to time for systems enhancement projects.
- Ensure “Zero” operational losses
- Ensure no audit findings.

Operating Environment, Framework and Boundaries, Working Relationships
- All activities are performed with “Zero” errors while adhering to the SLA’s and Bank policies & procedures.

Problem Solving
- Provide support and guidance to stakeholders to solve problems as and when required.

Decision Making Authority & Responsibility
- Ensure accuracy with “Zero” errors
- Ensure delivery of high-quality services with strict adherence to the SLA’s.
- Ensure “Zero” operational losses

Knowledge, Skills and Experience
- Graduate with fair understanding of credit administration activities.
- A Minimum of 4 years’ experience in General Banking covering at least 2 years in credit administration related activities.
- Good Communications and interpersonal skills.

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