Retail Branch Banking-branch Sales Officer

2 weeks ago

India HDFC Bank Full time

**Group Company**: HDFC Bank Limited

**Designation**: Transportation Group-Sales Officer

**Position description**: To identify transportation, logistic clients, dealers & extend Working Capital, Inventory funding facility & ware house funding.

**Primary Responsibilities**:

- Sourcing Business:

- Sourcing business from open market / branches.
- The Position is to identify transportation and Logistic clients, dealers & extend Working Capital, Inventory funding facility & ware house funding
- Relationship with customers:

- Managing disbursement & renewal documentation for all new / existing cases.
- Develop relationship with branch banking team & increase the sourcing/ service branch existing portfolio.
- To manage, retain existing working capital book
- Personalized services to all the large size clients.
- To develop coordination in the branch banking team so as to service the client effectively
- Churning & TOD account MIS analysis on regular basis.
- Collecting Debtors statement on monthly basis from customer and sharing with ops team for DP setting.
- Collateral Management based on aging of the vehicles/collateral. End to End services provider to the sourced customer.
- Deferrals and PDD:

- Creation of call memos & reports for every customer by visiting each customer at least once in every quarter and update.
- PDD and deferral tracking and closure.
- Delinquency Management:

- Follow-up for delinquent customers and interest /EMI not serviced customers on regular basis

**Additional Responsibilities**:

- Any other task assigned by seniors from time to time.

**Educational qualifications preferred**
- **Category**: Bachelor's Degree, Master's Degree

**Required Training/s**:
Banking and Financial Service Industry

**Required work experience**
- **Industry**: BFSI/Insurance
- **Role**: Fresher/Sales
- **Years of experience**: 0 to 1

**Required Skills**:

- Good Team spirit
- Inter personal skill
- Time / Team Management
- Good communication skill
- Proactive & focused approach

**Other**:

- Reporting Designation: RM / ASM
- Reporting Department-Sub BU: Transportation Group

**Work Environment Details**:

- Should be comfortable with Work from office as well as work from Home
- Handle pressure
- Working with a team
- Should be comfortable with working quickly and with accuracy for Ad Hoc Urgent requirements as well

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