Mba (Finance) Fresher
21 hours ago
**Job Title**: Credit Executive (MBA Finance Fresher)**Company**: Khushbu Auto Finance Ltd. (KAFL)
**Location**: Rajkot
**Department**: Credit & Risk
**About the Company**
**Khushbu Auto Finance Limited (KAFL)** is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for two
- and three-wheelers. Incorporated in 1994, it is a wholly-owned subsidiary of **Atul Auto Limited (AAL)**, a leading three-wheeler manufacturer. KAFL has been registered with the Reserve Bank of India since 1999 and functions as AAL’s captive financing arm. The company operates across **100+ branches in 14 states**, with strong presence in **Gujarat and Bihar**.
**Job Summary**
**Key Responsibilities**
- and three-wheeler financing
- Conduct **financial analysis** and verify customer documents (KYC, income proof, banking, etc.)
- Coordinate with sales and operations teams for loan file processing
- Support in evaluating **customer repayment capacity and risk profiling**:
- Prepare reports and maintain records for approvals and disbursements
- Ensure adherence to company policies and RBI guidelines
- Assist in monitoring portfolio quality and identifying high-risk cases
- Communicate with branches and customers for clarifications or document follow-ups
**Required Qualifications**
- **MBA in Finance** (Freshers preferred; 0-1 year experience acceptable)
- Basic understanding of credit, lending, or NBFC operations
- Strong analytical and documentation skills
- Proficiency in MS Excel and report handling
- Good communication and coordination abilities
**Key Skills**
- Financial Assessment
- Documentation & Compliance
- Analytical Thinking
- Attention to Detail
- Excel & MIS Knowledge
- Coordination Skills
**Employment Type**: Full-Time
**Experience**: Freshers (MBA Finance)
**Salary**: As per company standards / Based on interview
**Location**: Rajkot
**Job Types**: Full-time, Permanent
Pay: ₹12,000.00 - ₹15,000.00 per month
**Benefits**:
- Health insurance
- Paid time off
- Provident Fund
Work Location: In person
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