Mba (Finance) Fresher

2 hours ago


Rajkot Gujarat, India Khushbu Auto Finance Limited Full time

**Job Title**: Credit Executive (MBA Finance Fresher)**Company**: Khushbu Auto Finance Ltd. (KAFL)

**Location**: Rajkot
**Department**: Credit & Risk

**About the Company**

**Khushbu Auto Finance Limited (KAFL)** is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for two
- and three-wheelers. Incorporated in 1994, it is a wholly-owned subsidiary of **Atul Auto Limited (AAL)**, a leading three-wheeler manufacturer. KAFL has been registered with the Reserve Bank of India since 1999 and functions as AAL’s captive financing arm. The company operates across **100+ branches in 14 states**, with strong presence in **Gujarat and Bihar**.

**Job Summary**

**Key Responsibilities**
- and three-wheeler financing
- Conduct **financial analysis** and verify customer documents (KYC, income proof, banking, etc.)
- Coordinate with sales and operations teams for loan file processing
- Support in evaluating **customer repayment capacity and risk profiling**:

- Prepare reports and maintain records for approvals and disbursements
- Ensure adherence to company policies and RBI guidelines
- Assist in monitoring portfolio quality and identifying high-risk cases
- Communicate with branches and customers for clarifications or document follow-ups

**Required Qualifications**
- **MBA in Finance** (Freshers preferred; 0-1 year experience acceptable)
- Basic understanding of credit, lending, or NBFC operations
- Strong analytical and documentation skills
- Proficiency in MS Excel and report handling
- Good communication and coordination abilities

**Key Skills**
- Financial Assessment
- Documentation & Compliance
- Analytical Thinking
- Attention to Detail
- Excel & MIS Knowledge
- Coordination Skills

**Employment Type**: Full-Time

**Experience**: Freshers (MBA Finance)

**Salary**: As per company standards / Based on interview

**Location**: Rajkot

**Job Types**: Full-time, Permanent

Pay: ₹12,000.00 - ₹15,000.00 per month

**Benefits**:

- Health insurance
- Paid time off
- Provident Fund

Work Location: In person


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