Data Scientist

**Company Description**

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

**What a Data Scientist, Visa Consulting & Analytics does at Visa**:
The Data Scientist will be a member of VCA Data Science team in Asia Pacific. The position will be based in Visa’s Bangalore office.

The individual will be accountable for supporting and driving the design, development and implementation of analytics-driven strategies as well as high-impact solutions for Visa clients. He/she will bring in deep expertise from banking and payments with a strong background in data science to solve complex problems and unlock business value.

- Hands-on development of detailed project scopes and methodologies, as well as designing, and implementing solutions using appropriate tools and techniques.

- Own project outcomes by proactively identifying and mitigating risks, managing dependencies, and communicating status and timelines to meet delivery expectations.

- Ensuring quality control and maintaining up-to-date documentation for all data science projects.

- Monitoring client portfolio growth data, identifying spending trends, and pinpointing growth opportunities using non-traditional data and new modeling techniques.

- Translate analytical findings into clear, actionable business insights.

- Work closely with cross-functional teams (consultants, data science, data engineers) to ensure successful project delivery.

- Contribute to the development of internal frameworks, templates, and accelerators for data science consulting.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.
**Qualifications**

What you will need:

- 5+ years’ experience plus a bachelor’s degree in computer science, information science, mathematics, or similar/related streams. Graduate master’s degree is a plus.
- Hands-on in delivering end-to-end data science projects, developing machine learning solutions, and scaling up data solutions. Demonstrated expertise in the core machine learning workflow, including data handling (cleaning, wrangling, feature engineering) and modeling with algorithms like Linear Regression, Decision Trees, and XGBoost.
- Experience in card payments and/or retail banking domain.
- Hands-on experience across the data analytics lifecycle: programming and querying (Python, SQL, Pyspark), big data platforms (Hadoop, Hive), and business intelligence/visualization (Tableau).
- Outstanding problem-solving skills, with demonstrated ability to think creatively and strategically.
- Proven ability to translate complex data into compelling narratives and impactful presentations using advanced Excel and PowerPoint.
- Familiar/Skilled in identifying and implementing GenAI solutions is desirable.
- Self-motivated, results oriented individual with ability to handle multiple projects concurrently.

**Additional Information**

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.