Subject Matter Expert

6 days ago

Pune, India Antal International Full time
Job Description

Role: Subject Matter Expert (BA)

Experience Range: 8-12 Years

Work Location: Pune

Work Model: WFO (5 Days)

Mandatory Domain: Payments/Cards domain

Skills: Java, Cards & Payments Industry expertise (Issuing/Acquiring/Switching), Payment Standards (ISO 8583, EMV, PCI-DSS, 3DS), Test Techniques.

Mission
As part of solution development, the SME provides advanced expertise in electronic payment processes. They act as strategic advisors for teams and clients, ensuring a deep understanding of complex client needs while driving functional and technical excellence.

Objectives

Lead advanced functional support to teams and address strategic client business needs.

Serve as a trusted advisor to clients and internal stakeholders on card issuing, acquiring, switching, and digital payment ecosystems. Lead the definition of functional and technical roadmaps aligned with business goals and regulatory frameworks (e.g., PCI-DSS, EMV, ISO 8583, PSD2). Translate complex client requirements into scalable, secure, and compliant payment solutions. Guide the design of payment workflows including authorization, clearing, settlement, and dispute management.

Oversee the implementation of functional specifications at a strategic level.

Validate and approve key technical deliverables to ensure functional compliance. Provide expert-level guidance to development teams on transaction flows, authorization logic, fraud rules, and settlement processes. Lead end-to-end functional test strategies including UAT, regression, and certification with schemes (Visa, Mastercard, etc.) and oversee client acceptance phases.

Pioneer thought leadership and innovation in electronic payment practices.

Monitor emerging trends in digital payments, tokenization, real-time payments, and regulatory changes. Develop and deliver advanced training modules for internal and external stakeholders.

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