Head of Risk
16 hours ago
Job Title: Credit & Risk Head – Unsecured Personal Loans (PL) Location: Andheri, Mumbai Department: Credit, Risk & Analytics Experience Required: 10 - 15 years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-time We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan portfolio. This is a critical leadership role that blends traditional credit underwriting with data-driven innovation, leveraging AI/ML, alternative data, and digital journeys to build scalable, agile, and robust credit and risk practices. Credit Strategy & Policy ● Define credit policies, scorecards, and rule engines for digital unsecured loans. ● Use traditional and alternative data (banking, bureau, mobile, utility, behavioral) for risk assessment. ● Underwriting & Approval Processes ● Set up real-time underwriting models for instant loan decisioning. ● Develop layered risk frameworks for various borrower segments (new to credit, salaried, self-employed). ● Define policy exceptions and governance processes for manual underwrites (if any). Risk Management & Monitoring ● Own portfolio performance (approval rates, delinquency, vintage curves, loss rates, LGD). ● Build and monitor early warning systems, fraud detection models, and collections triggers. ● Create dynamic risk segmentation to adjust strategies in real time. Partner with data science teams to enhance credit decision models. ● Regularly review cohort-level performance and revise strategies accordingly. ● Present portfolio risk metrics to leadership, board, and investors. Regulatory & Compliance ● Ensure compliance with RBI guidelines, data privacy, KYC norms, and digital lending frameworks. ● Liaise with auditors and regulatory bodies as required. 6–10 years of credit & risk experience, including 3–5 years in a Fintech/NBFC environment focused on unsecured lending. ● Strong understanding of digital lending ecosystems, APIs, alternate data sources, and credit bureaus. ● Exposure to credit model development, risk analytics, and portfolio monitoring. ● Knowledge of tools like SQL, Python, SAS, or BI tools is a plus. ● Be part of a fast-scaling fintech disrupting the credit landscape. ●
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Head of Risk Management
3 weeks ago
Mumbai, India Leading NBFC Full timeLeading NBFC seeking competent candidates for Head of Risk & Compliance.Role Summary- As key member of the leadership team, report into the Board/Designated Director and work closely with business heads- Serve as the Principal Officer (PO) for the company- Manage end-to-end compliance with regulatory requirements (RBI, FIU-IND, PMLA, SEBI/IRDAI),...
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Head of Risk Management
3 weeks ago
Mumbai, India Leading NBFC Full timeLeading NBFC seeking competent candidates for Head of Risk & Compliance. Role Summary As key member of the leadership team, report into the Board/Designated Director and work closely with business heads Serve as the Principal Officer (PO) for the company Manage end-to-end compliance with regulatory requirements (RBI, FIU-IND, PMLA, SEBI/IRDAI),...
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Head of Risk Management
3 weeks ago
Mumbai, India Leading NBFC Full timeLeading NBFC seeking competent candidates for Head of Risk & Compliance. Role Summary As key member of the leadership team, report into the Board/Designated Director and work closely with business heads Serve as the Principal Officer (PO) for the company Manage end-to-end compliance with regulatory requirements (RBI, FIU-IND, PMLA, SEBI/IRDAI),...
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Head of Risk Management
2 weeks ago
Mumbai, India Leading NBFC Full timeLeading NBFC seeking competent candidates for Head of Risk & Compliance.Role Summary- As key member of the leadership team, report into the Board/Designated Director and work closely with business heads- Serve as the Principal Officer (PO) for the company- Manage end-to-end compliance with regulatory requirements (RBI, FIU-IND, PMLA, SEBI/IRDAI),...
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Head of RISK ORM
1 day ago
Mumbai, Maharashtra, India BNP Paribas Full time ₹ 1,00,00,000 - ₹ 3,00,00,000 per yearPosition Purpose Located within the RISK Function of BNP Paribas (BNPP), the role of the Head of RISK ORM is to ensure that the components of the operational risk management framework are implemented and operating effectively within ISPL, and to provide RISK ORM management and Business senior management with relevant, synthetic, transparent, exhaustive and...
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Head of IT&IS Risk and Controls
2 weeks ago
Mumbai, India Deutsche Bank Full timeJob Title Head of IT&IS Risk and Controls - Corporate Bank (CB), Investment Bank (IB) Location: Mumbai, India Corporate Title: Director Role Description The first line Tech Risk function for business divisions (Corporate Bank (CB), Investment Bank (IB) and Operations (Ops) at Deutsche Bank sits within the Divisional Control Office (DCO) embedded in the...
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Head of IT&IS Risk and Controls
2 weeks ago
Mumbai, India Deutsche Bank Full timeJob Title Head of IT&IS Risk and Controls - Corporate Bank (CB), Investment Bank (IB) Location: Mumbai, India Corporate Title: Director Role Description The first line Tech Risk function for business divisions (Corporate Bank (CB), Investment Bank (IB) and Operations (Ops) at Deutsche Bank sits within the Divisional Control Office (DCO) embedded in the...
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Head of Risk Management
3 weeks ago
Mumbai, India Leading NBFC Full timeLeading NBFC seeking competent candidates for Head of Risk & Compliance.Role SummaryAs key member of the leadership team, report into the Board/Designated Director and work closely with business headsServe as the Principal Officer (PO) for the companyManage end-to-end compliance with regulatory requirements (RBI, FIU-IND, PMLA, SEBI/IRDAI), enterprise-wide...
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Credit & Risk Head
16 hours ago
Mumbai, India FatakPay Full timeJob Title: Credit & Risk Head – Unsecured Personal Loans (PL) Location: Andheri, Mumbai Department: Credit, Risk & Analytics Experience Required: 10 - 15 years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-time About the Role: We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan...
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Head of Risk Management
3 weeks ago
Mumbai, India Leading NBFC Full timeLeading NBFC seeking competent candidates for Head of Risk & Compliance.Role SummaryAs key member of the leadership team, report into the Board/Designated Director and work closely with business headsServe as the Principal Officer (PO) for the companyManage end-to-end compliance with regulatory requirements (RBI, FIU-IND, PMLA, SEBI/IRDAI), enterprise-wide...
