Senior Underwriter

2 days ago

Bangalore, India SitusAMC Full time

Walk-In Drive for Whitefield, Bengaluru on August 30, 2025 (11 AM to 3 PM):

Essential Job Functions:

  • Review and verify loan applications and support documentation.
  • Analyze loan risk and request additional information as necessary.
  • Ensure compliance with regulatory standards.
  • Ensure compliance with company policies and guidelines.
  • Perform required analysis of property appraisal to ensure subject properties meet the company’s appraisal criteria.
  • Determine and document loan conditions, communicate requirements, and/or decisions.
  • Identify portfolio risks resulting from the client's underlying business practices.
  • Document and effectively communicate reasons for the approval/rejection of loans.
  • Effectively partner with Loan Set Up, Compliance Reviewers, Funders, Client Relationship Manager, and other operations staff to ensure smooth and efficient processing of all loans in the pipeline.
  • Such other activities as may be assigned by your manager.

Qualifications/ Requirements:

  • 5+ years of recent US mortgage front-line underwriting (Live loans) experience into Residential Real Estate
  • Experience with compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry
  • Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
  • Experience analyzing and calculating qualifying income from various tax documents
  • Experience analyzing of credit reports and

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