Senior Actuary

22 hours ago


Hyderabad, India Kshema General Insurance Limited Full time

About UsKshema General Insurance Limited (Kshema) was established in 2018 and is India's only Digital Agri Insurance Company, catering to farmers/cultivators in the Agriculture sector. Kshema enables cultivators with resilience from financial distress due to extreme climate events and perils through localised insurance products. Kshema is leveraging Technology to provide cutting-edge insurance solutions to farmers.Kshema has a pan-India presence with more than 500+ employees on roles, along with 500+ employees as contractors.Experience: Minimum 15 yearsQualification: Fellowship/Associateship with all actuarial exams cleared (IAI/IFoA or equivalent)Role OverviewAs a Senior Actuary, you will leverage your deep technical expertise and leadership skills to:Design and review pricing strategies across motor, health, property, and commercial linesLead reserving and valuation exercises to ensure accurate liability measurementDrive capital modeling (Solvency II/IRDAI norms) and reinsurance optimizationMentor and develop a high-performing team of actuarial analystsKey ResponsibilitiesDevelop, validate, and maintain actuarial models (Prophet, Emblem, or equivalent)Perform annual and quarterly reserve analyses; propose adjustments based on emerging trendsPartner with underwriting and finance teams to align pricing with risk appetite and profitability targetsOversee IRDAI filings, statutory valuations, and submission of actuarial reportsConduct experience studies and loss ratio analyses to refine assumptionsGuide capital adequacy assessments and stress testing for regulatory compliancePresent technical findings to C-suite stakeholders and the boardQualifications & SkillsFellowship/Associateship with all professional actuarial exams completed (IAI/IFoA/Equivalent)Minimum 15 years of actuarial experience, ideally in pricing, reserving, or capital modelingProficiency in actuarial and statistical tools: Prophet, R, Python, SAS, SQLStrong understanding of IRDAI regulations, solvency frameworks, and reinsurance structuresExceptional analytical, problem-solving, and communication skillsProven track record of influencing senior management and driving cross-functional initiativesWhat We OfferCompetitive compensation with performance-linked incentivesOpportunity to lead strategic actuarial projects and influence business decisionsContinuous learning through training, certifications, and industry conferencesCollaborative work culture with a focus on innovation and career growth


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