Product Owner

4 days ago

Pune, India Fulcrum Digital Inc Full time

Role Overview:We are seeking a Product Owner who has deep Property & Casualty (P&C) Insurance domain expertise specifically within the U.S. insurance market. The candidate must have hands-on experience in both Commercial Lines (CL) and Specialty Lines (SL). The role requires strong client-facing communication, requirements management, backlog ownership, and collaboration with functional and technical team.Key Responsibilities:1. Client & Stakeholder Management- Serve as the primary liaison with client business, underwriter, and operations stakeholders.- Independently conduct requirement workshops, product walkthroughs, and change discussions.- Translate business needs into clear product deliverables and roadmap priorities.2. Requirement Definition & Backlog Ownership- Develop epics, features, and detailed user stories with precise acceptance criteria.- Create Business Requirement Documents (BRDs), workflows, wireframe notes, and functional specs.- Prioritize and refine the product backlog based on business value and constraints.3. Cross-Functional Collaboration- Partner with UI/UX teams on redesign and usability improvements.- Work closely with solution architects, QA, and development teams.- Ensure consistent business logic between legacy screens and updated UI components.4. Delivery Management- Actively participate in Agile ceremonies — sprint planning, grooming, standups, demos, and retrospectives.- Support UAT planning, coordination, and defect triage along with operations stakeholders.- Ensure all scope items meet functional expectations and acceptance standards.RequirementsMandatory Required Skills & Qualifications:- 5+ years of experience as a Product Owner and total 12+ years of experience.- Strong U.S. P&C Insurance Domain Knowledge is Mandatory.- Hands-on experience in both Commercial Lines (CL) and/or Specialty Lines (SL) is mandatory, specifically in the U.S. regulatory, underwriting, and rating context.- Experience working with Policy Administration Systems (PAS).- Demonstrated ability to write high-quality user stories, acceptance criteria, features, BRDs, and workflows.- Proven experience leading client conversations independently.- Experience in UI modernization / legacy systems upgrade initiatives.Preferred Skills:- CSPO / SAFe PO/PM certification preferred.- Familiarity with U.S. policy lifecycle — submission, quoting, binding, endorsement, renewal, cancellation, and reinstatement.Soft Skills:- Clear, confident communicator with executive presence.- Analytical thinker with strong problem-solving and decision-making skills.- Collaborative team player who can influence without authority.

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