Collections Manager

24 hours ago


Mumbai, India 1 Finance Full time

Responsibilities- Make outbound calls and follow up with borrowers to ensure timely EMI/loan repayments.- Track overdue accounts and update daily repayment status in internal systems.- Coordinate with field collection agencies for on-ground recovery of higher DPD cases.- Negotiate repayment plans, settlements, and restructuring options when required.- Maintain accurate collection records and prepare basic MIS reports.- Ensure adherence to fair collection practices, regulatory guidelines, and company policies.- Support the legal team in cases of default, arbitration, or escalations.- Assist in improving digital collection tools such as automated reminders, IVR, WhatsApp workflows, etc.Skills Required- Strong communication, persuasion, and negotiation skills.- Basic understanding of loan products, EMI structures, and repayment cycles.- Proficiency in Excel and CRM systems for tracking and reporting.- Calm, patient, and ethical approach while dealing with borrowers under stress.- Ability to manage high-volume follow-ups and work under timelines.Qualification & Experience- Graduate or Postgraduate in Commerce, Finance, or related fields.- 4 to 8 years of experience in collections, recovery, or lending operations (NBFC, fintech, P2P platforms preferred).- Experience with early-stage, mid-stage, and late-stage collections is an added advantage.



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