Credit Manager
5 days ago
Job DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for all verifications and validationMonitoring and doing consistent sample checks on verifications and vendor processesMeeting the loan borrowers and applicants for personal interaction based on the risk profile of cases.Preliminary screening of borrowers profiles for maintaining the input quality of credit system.First level document check for fraud prevention , data correction and information completeness.Managing Delinquency ratiosVendor ManagementKnowledge of Mortgage Industry and awareness of related riskContribute to development of new techniques improvement of process and work flows by applying in-depth knowledgeDevelop recommendations to adjust credit policies by analysing credit and financial performance2) Implementation of risk management tools, Initiate processes Improvement and Impart training:Adherence to credit decisioning parameters as per Credit Policy on loan proposalsInitiate and Implement process improvements for better customer experience thereby maintaining the organizations risk appetite.Structured training to be imparted for both internal teams as well as business associates on a regular basis.Work along with business teams to ensure timely delivery and controlled quality3) Fraud Risk :Risk analysisAnalyzing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles4)Relationship Management, Customer Service and Team management :Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.Keen team player, Self motivating personality, Good people management skills and an excellent motivator5) Personal Discussions (PD) with all Customers and Co-BorrowersConduct in-person PDs with customers and/ or co-borrowers on a need basis and telephonic discussion with all other customers and co-borrowers.Record Credit commentary in details along with rationale for recommendation/ decisionSkillsAbility to read Balance Sheets and Financial StatementsCredit Appraisal and UnderwritingGood communication skillsTeam WorkerAnalytical skillsSelf MotivatedQualifications and ExperienceGraduate in any field; MBA in Finance or Professional Degree of Chartered Accountant (CA) is preferred.3-5 years of related Credit Underwriting experience in a
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Credit Manager
5 days ago
Chandigarh, Chandigarh, India Kotak Mahindra Bank Full time ₹ 1,20,000 - ₹ 1,80,000 per yearCredit Manager-LAP-HF LOAN AGAINST PROPERTY (LAP)-Credit Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: · Looking after credit underwriting of SENP / SEP cases – by having deep understanding of applicants financials and business background post visiting customer. · Delinquency monitoring for underwritten cases...
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Credit Manager
3 days ago
Chandigarh, India Credila Financial Services Limited Full timeJob Description The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy. Responsibilities 1) Maintaining Credit Quality as desired by the Senior Management Managing respective vendors for maintaining...
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Credit Manager
3 days ago
Chandigarh, Chandigarh, India Tata Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per yearReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit...
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Credit Manager
6 days ago
Chandigarh, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Credit Manager
6 days ago
chandigarh, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Credit Manager
5 days ago
Chandigarh, India Credila Financial Services Limited Full timeJob Description The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy. Responsibilities 1) Maintaining Credit Quality as desired by the Senior Management Managing respective vendors for maintaining quality and TAT...
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Credit Manager
4 days ago
Chandigarh, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Area Credit Manager
3 days ago
Chandigarh, Chandigarh, India Greenfinch Global Consulting Full time ₹ 1,04,000 - ₹ 1,30,878 per yearCompany DescriptionGreenfinch Global Consulting (GFGC) aims to revolutionize the Indian Lending Industry with a groundbreaking unified lending services utility. Our unique offering integrates field services across multiple domains with a cutting-edge technology platform, serving key requirements of lending institutions such as Banks and NBFCs at a Pan-India...
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▷ Apply Now! Credit Manager
6 days ago
Chandigarh, India Credila Financial Services Limited Full timeJob Description The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy. Responsibilities 1) Maintaining Credit Quality as desired by the Senior Management - Managing respective vendors for maintaining quality and...
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Credit Manager
11 hours ago
Chandigarh, India Orange Shark Full timePosition : Credit Manager (Education Loan)Experience : 2-5 Years [Only]Department : Education Loan (Single Product)Notice Period : Immediate to 60 DaysLocations : Chandigarh. [Local People]Required Skills:1. Experience in credit underwriting in Education Loans/Any loans.2. Good communication skills in english.4. PGDM/MBA/CA [Must]Key roles and...
