Mphasis | Underwriter | pune
1 week ago
About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators.
About the Role - The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Responsibilities -
- Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
- Utilize client’s loan operating system to ensure accurate data entry
- Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines
- Evaluate and ensure overall loan documents are accurate, complete, and compliant
- Ability to identify and/or clear red flag or alerts
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Maintain current knowledge of client and investor requirements
- Resolve pre and post-closing issues as they relate to underwriting
- Assist Processors/Loan Officers in understanding underwriting decisions and conditions
- Must be able to work in a high stress environment while delivering a high-level of customer service
Qualifications - Minimum 2+ years current conventional mortgage loan underwriting experience
Required Skills -
- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
- Basic knowledge of appraisal and ability to recognize red flags and ineligible properties
- Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be willing and able to work as part of a team
- Strong capability to work in multiple systems - paperless environment
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Mphasis | Underwriter | pune
1 week ago
pune, India Mphasis Full timeAbout the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...
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pune, India Mphasis Full timeJob Title: Underwriter Job Type: Full time Job Opportunity Work Location Available: Pune (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program...
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Mphasis | Underwriter | pune
2 weeks ago
pune, India Mphasis Full timeAbout the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...
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Mphasis | Mortgage Underwriter | pune
2 weeks ago
pune, India Mphasis Full timeJob Title: Underwriter Job Type: Full time Job Opportunity Work Location Available: Pune (Work from office) Shift time: Monday to Friday (6.30 pm to 3.30 am) Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines. Reviews/analyzes loan files submitted for borrowers to ensure file meets loan...
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Mphasis | Mortgage Underwriter | pune
1 week ago
pune, India Mphasis Full timeJob Title: Underwriter Job Type: Full time Job Opportunity Work Location Available: Pune (Work from office) Shift time: Monday to Friday (6.30 pm to 3.30 am) Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines. Reviews/analyzes loan files submitted for borrowers to ensure file meets...
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Mphasis | Mortgage Underwriter | pune
3 weeks ago
pune, India Mphasis Full timeJob Title: Underwriter Job Type: Full time Job Opportunity Work Location Available: Pune (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program...
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Mphasis | Mortgage Underwriter | pune
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pune, India Mphasis Full timeJob Title: Underwriter Job Type: Full time Job Opportunity Work Location Available: Pune (Work from office) Shift time: Monday to Friday (6.30 pm to 3.30 am) Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines. Reviews/analyzes loan files submitted for borrowers to ensure file meets...
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pune, India Mphasis Full timeAbout the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...
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Pune, Maharashtra, India Mphasis Full timeAbout MphasisMphasis is a leading provider of mortgage solutions, with a team of 1,500+ experts dedicated to making mortgages safe.
