Motor underwriter

2 weeks ago

Delhi, India The HIRD Full time

Candidate should have 6+years of experience in Mortgage Underwritingshould have experience in checking Creditworthiness and decision-making*Immediate joiners only*5 Days working/rotational week-offsRoles and Responsibilities :• Underwrite new business applications against an established set of criteria for Consumer finance applications• Assess all new applications in line with Retail Lending Standards and Policy• Work in conjunction with our sales teams to identify and resolve any challenges in relation to decisions and appeals• Be responsible for dealing with the more complex enquiries from both staff and external sources to provide an informed response which results in a TCF outcome for those concerned.• Apply Consumer Duty principles, and aim to deliver fair outcomes in all of our day-to-day activities.• Share and maintain best practice in lending appropriately and fairly, achieving compliance with all applicable internal and external standards, including but not limited to Regulation, Group Internal Audit, Group Credit Risk Policy, and Lending Standards, in addition to operating within stated levels of risk appetite/mandate• Maintain a comprehensive and up-to-date knowledge and understanding of Moto Novo Finance products and services, providing accurate information and proactively promoting them where appropriate.• Work collaboratively and assist and support with the Training and Competence of new underwriters, ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels.• Maintain an up-to-date knowledge of regulatory and legislative information related to Moto Novo Finance products and services (e.g., ICOB, CONC, FCA Rules, Money Laundering, Data Protection, CDD, KYC, etc.)• Maintain an excellent knowledge and understanding of all relevant policies and procedures pertinent to the role, being compliant with these policies and procedures at all times.• perform QC checks on a sample basis for the team.• Conduct error discussion and complete RCAs. Develop control plans to avoid future occurrences• Provide floor support to the team, Team Leaders, and Managers as required

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    2 weeks ago

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    2 weeks ago

    Delhi, India The HIRD Full time

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    2 weeks ago

    Delhi, India The HIRD Full time

    Candidate should have 6+years of experience in Mortgage Underwritingshould have experience in checking Creditworthiness and decision-making*Immediate joiners only*5 Days working/rotational week-offsRoles and Responsibilities :• Underwrite new business applications against an established set of criteria for Consumer finance applications• Assess all new...

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    1 week ago

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