Underwriting Manager

2 months ago


gurgaon, India Home Credit India Full time
Key Responsibilities:
Responsible for defining the credit underwriting framework
Defining the strategies for credit approval and Credit Limit assignment
Monitoring & meeting the vintage risk levels within the risk appetite
Defining the framework for repeat transaction authorization for revolving products
Monitoring & meeting the transaction risk levels within the risk appetite
Monitoring the incoming credit profiles, score distributions, approval rates etc.
Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science
Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies
Desired Skills:
SQL is must
Understanding from BFSI industry
Hands on experience working on underwriting/risk framework
Analytical mindset
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