Director – Credit BD, Underwriting

2 days ago


Bengaluru, India Qiro Finance Full time

Top 5 Must-Have Qualities Deep experience underwriting NBFCs, fintechs, lenders, or financial institutions (Preferably India + global, particularly developed markets).End-to-end Credit BD + Underwriting executor — sourcing fintech borrowers globally, evaluating, structuring, negotiating, and closing deals.Expertise in structured credit, LOCs, term loans, True Sale, DA/PTC , securitization, and SPV-based lending.High-ownership operator who thrives in global time zones and high-pressure environments.Comfortable working from Bangalore office , in an early-stage startup where outcomes > excuses , and solutions matter more than problems.About Qiro Qiro is an on-chain private credit marketplace built using enterprise-grade credit underwriting infrastructure . We cater to fintechs and lenders across developed markets including the USA, UK, EU, Singapore, and UAE , as well as emerging markets. On the supply side, Qiro partners with: Stablecoin funds, Crypto credit & RWA funds, On-chain private credit protocols, RWA ecosystems & L1/L2 chains to enable institutional-grade, transparent, real-world yield. Qiro bridges global fintech credit demand with stablecoin capital using verifiable, data-driven underwriting rails.Role Overview This is a senior global credit leadership position that combines:1. Credit Business Development (Global) Sourcing, evaluating, negotiating, and onboarding fintechs from developed markets (USA/UK/EU/SG/UAE).2. Underwriting & Risk Leadership Leading the credit evaluation, structuring, risk assessment, and governance process globally.You will handle the complete credit lifecycle:Sourcing → Underwriting → Deal Structuring → Negotiation → IC Approval → Disbursement → Monitoring.This is ideal for someone who can handle global founders, investors, and partners and wants to build Qiro’s global credit engine from the ground up.Key Responsibilities A. Global Credit Business Development (BD) Source fintechs, lenders, NBFCs, PSPs, and credit-heavy businesses across USA, UK, EU, SG, UAE, LATAM, and emerging markets.Lead CXO-level conversations, identify high-quality borrowers, and convert them into Qiro partners.Drive end-to-end lifecycle:lead gen → qualification → underwriting → structuring → term sheet → negotiations → closing.Grow Qiro’s global borrower pipeline across cross-border payments, remittance, merchant settlement, fintech lending, card programs, and other credit-intensive verticals.B. Underwriting & Deal Structuring Underwrite fintechs/lenders using global best practices, analyzing financials, risk models,



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