Senior Credit Analyst
2 weeks ago
Branch Overview Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa. We use alternative data to reach millions of people that are largely excluded from the financial sector. Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact. Our mission-driven team—founded and led by the former CEO of Kiva.org—now spans 400+ employees globally. We’re backed by investors such as Andreessen Horowitz, Visa, and the IFC. Job Description You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis Support the marketing and product team with their data needs Qualifications Fluency in SQL and R/Python Previous experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors Strong strategic thinking and problem-solving skills 5-10 years relevant experience in Credit Analytics, preferably in the India Fintech industry Enthusiasm for working across cultures, functions and time zones Benefits of Joining Mission-driven, fast-paced and entrepreneurial environment Competitive salary and equity package A collaborative and flat company culture Remote first, with the option to work in-person occasionally Fully-paid Group Medical Insurance and Personal Accidental Insurance Unlimited paid time off including personal leave, bereavement leave, sick leave Fully paid parental leave - 6 months maternity leave and 3 months paternity leave Monthly WFH stipend alongside a one time home office set-up budget $500 Annual professional development budget Discretionary trips to our offices across the globe, with global travel medical insurance Team meals and social events- Virtual and In-person Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. We’re looking for more than just qualifications - so if you’re unsure that you meet the criteria, please do not hesitate to apply
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Analyst (Ratings)
3 weeks ago
Mumbai, India ACER Credit Rating Pvt. Ltd. Full timeJob Description Job Title: Analyst Location: BKC, Mumbai Department: Credit Rating Reporting To: Senior Analyst / Team Lead Qualification: B.Com, MBA (Finance) or equivalent Employment Type: Full-time Preferred Availability: Immediate Start Note: Strong preference will be given to immediate joiners and those with prior credit rating experience About the Role...
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Credit Analyst
3 days ago
India Soul AI Full timeJob Description Help Shape Our Financial Decisions as a Credit Analyst! About Us: Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young,...
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Credit Analyst
2 weeks ago
India Brokereze Full timeCompany Description Brokereze provides exceptional back-end administrative support to Australian mortgage brokers, helping them focus on business growth, client satisfaction, and achieving personal goals. Our services enable brokers to reduce time spent on admin tasks and achieve better outcomes such as more lodgements, approvals, and settlements. We are...
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Credit Analyst
2 weeks ago
India Brokereze Full timeCompany Description Brokereze provides exceptional back-end administrative support to Australian mortgage brokers, helping them focus on business growth, client satisfaction, and achieving personal goals. Our services enable brokers to reduce time spent on admin tasks and achieve better outcomes such as more lodgements, approvals, and settlements. We are...
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Credit Analyst
2 weeks ago
India Brokereze Full timeCompany DescriptionBrokereze provides exceptional back-end administrative support to Australian mortgage brokers, helping them focus on business growth, client satisfaction, and achieving personal goals. Our services enable brokers to reduce time spent on admin tasks and achieve better outcomes such as more lodgements, approvals, and settlements. We are...
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Credit Analyst
3 weeks ago
India Live Connections Full timeJob Title: Credit Analyst Experience: 5 – 14 Years Notice Period: Immediate to 60 Days (Immediate joiners preferred) Job Description: We are seeking a skilled Credit Analyst to join our Global Banking and Commercial Banking teams. The ideal candidate will be responsible for conducting detailed financial and risk analysis to support credit decisions and...
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Credit Analyst
3 days ago
Alwar, India ALWAR GENERAL FINANCE CO. PVT. LTD. Full timeJob Description Company Description ALWAR GENERAL FINANCE CO. PVT. LTD. is a financial services company located in Alwar, Rajasthan, India. Dedicated to providing reliable and efficient financial solutions, the organisation serves a wide range of clients across the region. With a focus on integrity and professionalism, ALWAR GENERAL FINANCE CO. PVT. LTD....
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Credit Analyst
1 week ago
Ahmedabad, India Chinmay Finlease Limited Full timeJob Description Job Title: Credit Analyst Experience: 1-3 yr Job Summary: As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals applying for loans. You will assess financial information such as income statements, and credit reports to determine the risk involved in extending credit to the applicant. You will analyze...
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Credit Analyst
3 weeks ago
Indore, India Finextra Financial Consultants Private Limited Full timeJob Description Company Description Finextra Financial Consultants Private Limited, based in Indore, specializes in Debt Syndication, Government Grants, and Stress Asset Buy-outs. The firm is known for its expertise in financial consulting and assisting businesses in navigating complex financial scenarios. Finextra is committed to delivering customized...
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Credit Analyst
2 weeks ago
India Poonawalla Fincorp Full timeJob Title: Credit Analyst Location: Pune (Work-from-Office) Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...
