Associate Manager

1 month ago

bangalore, India Ninjacart Full time

Ninjacart - Pioneer. Challenge Yourself. Create Better Lives.


Ninjacart is a pioneer in agritech. We believe in fostering a culture of innovation. We develop professionals who pioneer new ideas, simplify customer experiences, and impact the lives of millions. Our employees take complete ownership and truly belong.


Ninjacart is India's leading agri-platform, which leverages technology and data to organize the agri-commerce ecosystem. Over the last 9 years, our made-for-India technology and India-centric solutions have disrupted the way fruits and vegetables move from farms to consumers’ plates. We empower farmers and other players in the ecosystem in ways never done before.


Ninjacart aims to be the digital network for global agri-commerce that solves structural problems such as information asymmetry, payment hassles, distribution inefficiency, and discovering new buyers and sellers with tech-first solutions.


Ninjacart has raised over $350mn from Walmart Group, Tiger Global, Accel US, Accel India, Syngenta, and others. We are one of the top 25 startups to work for, according to Linkedin.


We are a highly motivated, results driven community, who focus on proactive approaches to problem solving. We cherish entrepreneurial spirit and provide significant operating autonomy to senior leaders. There are ample opportunities and challenges to be solved at scale and in real-time.


Read More:


  • #BetterLives For Every Agri Citizen

  • How Ninjacart has evolved in the last 8 years:
  • Ninjacart Blog :
  • Nandan Nilekani on Ninjacart :
  • Ninjacart Culture CODE:


Location: Bangalore, KA, IN


About the Team


We are seeking a highly skilled Credit Risk Analyst to join our team, responsible for analyzing and monitoring the credit risk of our loan portfolio. The successful candidate will have a strong background in data science/analytics (preferably in risk analytics), excellent data analysis skills, and the ability to communicate complex risk issues to stakeholders


Responsibilities:


  • Analyze and interpret large datasets to identify trends, patterns, and potential credit risks
  • Develop and maintain credit risk models and monitoring tools to track portfolio performance
  • Conduct regular portfolio reviews to identify areas of concern and recommend mitigation strategies
  • Collaborate with lending teams to provide credit risk insights and support informed lending decisions
  • Develop and maintain dashboards and reports to communicate credit risk metrics and trends to senior management and other stakeholders


A Ninja is resilient, smart, and ambitious. Sounds like you? Here’s what you will need to have to join the Ninja Clan


  • Master's degree in Economics, Statistics, or related field
  • 5+ years of experience in credit risk analytics or a related field
  • Strong data analysis and modeling skills (e.g., regression, decision trees, clustering, forecasting etc)
  • Proficiency in SQL and Python, R, or other programming languages
  • Excellent communication and presentation skills

Good to Have:

  • Experience in Risk Model Development and Validation (PD,EAD,LGD etc)
  • Experience in portfolio management dashboard development
  • Strong understanding of credit risk management principles and regulatory requirements


Additional Information


At Ninjacart, we are creating a workplace that enables everyone to find their true potential, purpose, and passion irrespective of their background, gender, race, sexual orientation, religion and ethnicity. We are committed to providing equal opportunity for all and believe that diversity in the workplace creates a more vibrant, richer work environment that advances the goals of our employees, communities and the business. Check out what Life at Ninjacart looks like

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