Credit Analyst- Investment Grade US Corporates: Lead Financial Risk Manager

16 hours ago


India MUFG Full time
About MUFG

MUFG Bank, Ltd. is a leading global financial institution with a strong presence in over 40 markets worldwide. With a rich history spanning more than 360 years, the bank offers a wide range of commercial and investment banking products and services to businesses, governments, and individuals.

The bank's parent company, Mitsubishi UFJ Financial Group, Inc. (MUFG), is one of the world's largest financial groups. Headquartered in Tokyo, MUFG has around 120,000 employees and provides services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.

Job Overview

We are seeking an experienced Credit Analyst - Investment Grade US Corporates to join our team at MUFG Global Service Private Limited in Mumbai. This role involves managing a designated portfolio of US corporate credit customers, performing due diligence, and analyzing credit risk to make recommendations to management.

Key Responsibilities
  • Active credit risk management of designated customers under the guidance of senior credit officers.
  • Manage a designated portfolio of US corporate credit customers, ensuring timely reviews and analysis.
  • Perform thorough due diligence on assigned customers, assessing industry risks and recommending extensions of credit.
  • Analyze credit risk, determine accurate ratings, and provide recommendations to management.
  • Prepare detailed credit applications and reports in accordance with Americas Credit Policy.
  • Develop and maintain knowledge of assigned industries and assess risk associated with standard bank products.
  • Communicate directly with assigned customers, maintaining strong relationships and providing exceptional service.
  • Oversight of covenant compliance, facility due dates, and condition reporting.
  • Coordinate with internal auditors and external regulators to ensure compliance with regulatory requirements.
Requirements

To be successful in this role, you will need:

  • A minimum of 5 years of working experience in financial institutions or equivalent, with expertise in credit analysis and financial modeling.
  • Strong analytical and communication skills, with the ability to work effectively in a team environment.
  • A Master's degree in accounting, finance, or business, with a preference for candidates holding an MBA or CFA designation.
Estimated Salary

Rupee 30-50 Lakh per annum, depending on experience and qualifications.


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