Gold Loan Sales Lead

1 week ago


Bengaluru, Karnataka, India idfc first bank Full time

About the Role:

The successful candidate will be responsible for driving gold loan sales growth across the region. This includes administering and training a team of DSTs to expand gold loan business in their locality branch.

Key Responsibilities:

  1. Ensure monthly sales targets are met with acquisition in NTB (new to bank) and ETB (existing to bank) customers
  2. Existing liability customers should be pitched for gold loans
  3. Month-on-month growth in EOP (execution-only platform) assets for gold loan business per branch should be ensured
  4. Fee income should be minimum 1% of total disbursals
  5. Customer follow-ups should be done at regular intervals for timely renewal of cases
  6. Coordination with valuers should be done time to time basis
  7. Most customers should be aligned to pay valuation charges as per product norms
  8. Healthy collections with nil FEMI FPD and minimizing fresh flow in bucket X should be ensured

Required Skills and Qualifications:

  • Graduation in engineering, technology, mathematics, commerce, arts, science, biology, business, or computers
  • 2-5 years of experience in gold loan sales


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