
Dynamic Credit Management Position
2 days ago
Financial Risk Manager
Job Description:We are seeking a seasoned Financial Risk Manager to lead our risk management strategies. In this role, you will be responsible for developing and maintaining financial risk policies and frameworks.
Key Responsibilities:
- Develop and maintain financial risk policies and frameworks.
- Review and enhance underwriting norms in line with market trends and risk appetite.
- Collaborate with product and analytics teams to optimize credit strategies.
Model Development & Monitoring
- Build and improve credit scorecards and rule engines in collaboration with data science teams.
- Monitor performance of underwriting models and recommend refinements as needed.
- Evaluate new lending segments, channels, or partnerships from a credit perspective.
Portfolio Analysis & Reporting
- Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics.
- Lead periodic credit reviews and present portfolio health to senior management.
- Design and track key risk indicators (KRIs) and early warning systems (EWS).
Required Skills & Qualifications:
- MBA/PGDM in Finance, Economics, or CA.
- 7–12 years of experience in financial risk management, preferably with experience in unsecured lending.
- Strong understanding of consumer credit products and the risk lifecycle.
- Working Capital underwriting is a must.
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