Credit Risk Management Specialist

6 days ago


Mumbai, Maharashtra, India MNC Group Full time

Company Overview: MNC Group is a leading financial services provider, committed to delivering exceptional value to our clients.

Job Summary: We are seeking an experienced Senior Credit Analyst to join our team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, providing insights to mitigate risks, and making informed recommendations to management regarding credit approvals and limits.

Key Responsibilities:

  • Assessing Creditworthiness: Evaluate individuals, companies, or investment opportunities by analyzing financial data and credit reports.
  • Credit Risk Analysis: Prepare comprehensive credit risk analysis reports and present findings to senior management.
  • Portfolio Monitoring: Monitor and review credit portfolios to ensure compliance with internal policies and external regulations.
  • Industry Research: Conduct industry and market research to identify potential risks and opportunities.
  • Credit Strategy Development: Collaborate with loan officers, risk managers, and other departments to develop credit strategies.
  • Staying Informed: Stay informed about economic trends and changes in financial markets to anticipate credit risks.
  • Recommendations: Recommend adjustments to credit limits, terms, and loan structures as necessary.
  • Client Relationships: Maintain strong relationships with clients and stakeholders to ensure accurate and timely information.

Required Qualifications:

  • Education: Bachelor's degree in Finance, Accounting, Economics, or related field.
  • Experience: Minimum of 8+ years of experience in credit analysis or related field.
  • Skills and Knowledge: Strong knowledge of financial analysis, risk management, and credit evaluation.
  • Technical Skills: Proficiency in financial modeling, credit assessment tools, and Microsoft Excel.
  • Personal Qualities: Strong attention to detail and ability to work with complex financial data.
  • Communication Skills: Excellent communication and interpersonal skills.


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