Credit Manager Specialist
6 days ago
Job Opportunity for Experienced Credit Manager
We are seeking a skilled credit manager to join our team at a leading NBFC client in Gujarat. This position involves underwriting vehicle loans, ensuring accurate decision-making and maintaining timely turnaround times.
Key Responsibilities:- Vehicle Loan Underwriting: Auto loans, used car loans, and commercial vehicle loans require careful evaluation to guarantee seamless operations.
- Turnaround Time Management: Our team must adhere to strict deadlines to ensure efficient performance.
- Productivity Management: Geographic-specific targets need to be met to guarantee optimal results.
- Case Review and Decisioning: Cases are reviewed, and decisions are made on approvals, rejections, or sign-offs while ensuring portfolio quality.
- Disbursement Activity Management: A smooth disbursement process is crucial for business success.
- Post-Disbursement Monitoring: Regular checks are performed to maintain portfolio quality as directed by the central team.
- Early Delinquency Minimization: We strive to minimize early delinquency cases.
- Vendor Relationship Management: Effective relationships are maintained with vendors to ensure optimal service delivery.
- Stakeholder Coordination: Smooth functioning relies on coordination with local stakeholders.
This role demands a minimum 3 years of experience in underwriting vehicle loans, along with a graduate degree. Suitable candidates should be willing to relocate to Surat, Rajkot, Vadodara, or Ahmedabad in Gujarat. The ideal candidate will have strong analytical skills and excellent communication abilities.
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