Credit Manager Specialist

6 days ago


Bengaluru, Karnataka, India Banking and NBFC job Full time

Job Opportunity for Experienced Credit Manager

We are seeking a skilled credit manager to join our team at a leading NBFC client in Gujarat. This position involves underwriting vehicle loans, ensuring accurate decision-making and maintaining timely turnaround times.

Key Responsibilities:
  • Vehicle Loan Underwriting: Auto loans, used car loans, and commercial vehicle loans require careful evaluation to guarantee seamless operations.
  • Turnaround Time Management: Our team must adhere to strict deadlines to ensure efficient performance.
  • Productivity Management: Geographic-specific targets need to be met to guarantee optimal results.
  • Case Review and Decisioning: Cases are reviewed, and decisions are made on approvals, rejections, or sign-offs while ensuring portfolio quality.
  • Disbursement Activity Management: A smooth disbursement process is crucial for business success.
  • Post-Disbursement Monitoring: Regular checks are performed to maintain portfolio quality as directed by the central team.
  • Early Delinquency Minimization: We strive to minimize early delinquency cases.
  • Vendor Relationship Management: Effective relationships are maintained with vendors to ensure optimal service delivery.
  • Stakeholder Coordination: Smooth functioning relies on coordination with local stakeholders.

This role demands a minimum 3 years of experience in underwriting vehicle loans, along with a graduate degree. Suitable candidates should be willing to relocate to Surat, Rajkot, Vadodara, or Ahmedabad in Gujarat. The ideal candidate will have strong analytical skills and excellent communication abilities.



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