Credit Risk Manager

2 days ago

Mumbai, Maharashtra, India beBeeRiskAssessor Full time ₹ 8,00,000 - ₹ 15,00,000

Job Overview

  1. Evaluating credit proposals involves assessing financial, business, and industrial risk. This process requires a thorough examination of the applicant's financial situation, business prospects, and industry dynamics.
  2. Borrowers' track records are crucial in determining their creditworthiness. A review of their past financial performance, payment history, and credit behavior is essential to make an informed decision.
  3. Financial statements are analyzed to assess short-term and long-term solvency and liquidity. This includes evaluating the company's cash flow, debt structure, and ability to meet its financial obligations.
  4. Customer requirements must be understood to ensure prompt service delivery. Effective communication with customers helps identify their needs and tailor services accordingly.
  5. An audit framework is established to conduct regular audits and obtain closure on identified items. This ensures that all necessary steps are taken to address any issues or concerns.
  6. Providing basic analytics and MIS reporting to stakeholders is essential for informed decision-making. Regular reports help stakeholders understand the company's financial performance and make strategic decisions.
  7. Monitoring approval rates and turn-around times according to established standards is critical. This ensures that the company operates efficiently and effectively.
  8. Managing vendors effectively is vital for maintaining a smooth supply chain. Regular communication, timely payments, and quality control measures help build strong relationships with vendors.

Requirements

  • Familiarity with financial analysis and credit risk assessment
  • Strong analytical and problem-solving skills
  • Effective communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Proficiency in MS Office and financial software

Benefits

  • Ongoing training and development opportunities
  • A supportive and collaborative work environment
  • A competitive salary and benefits package

About Us

We are a leading financial institution dedicated to providing innovative solutions to our clients. Our team of experts is committed to delivering exceptional results and building long-lasting relationships.

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