Financial Services Specialist

3 weeks ago


Noida, Uttar Pradesh, India STAFFIAA Full time

**Job Title:** Credit Manager

About the Role:

We are seeking an experienced Credit Manager to join our team at Staffiaa. As a Credit Manager, you will be responsible for evaluating the creditworthiness of home loan and LAP applicants based on financial documents, credit history, and risk analysis.

Key Responsibilities:

  • Evaluate credit applications and make informed decisions on loan approvals, rejections, or modifications.
  • Review loan applications to ensure compliance with lending policies and regulatory requirements.
  • Identify potential risks associated with loan applications and develop strategies to mitigate them.
  • Communicate credit decisions to applicants and provide explanations for denials or requests for additional information.
  • Collaborate with sales operations and legal teams to streamline the loan approval process.
  • Contribute to the development and refinement of lending policies, procedures, and credit scoring models.

Requirements:

  • Bachelor's degree in finance, accounting, or a related field. A Master's degree is preferred.
  • Proven experience in credit assessment and underwriting, specifically in the home loan and LAP segment.
  • Strong understanding of lending principles, credit analysis techniques, and regulatory requirements.
  • Excellent analytical skills with the ability to interpret complex financial data.
  • Effective communication and negotiation skills with the ability to interact confidently with clients and internal stakeholders.
  • Attention to detail and the ability to work efficiently in a fast-paced environment.
  • Knowledge of industry-specific software and tools used for credit analysis and underwriting.


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