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Credit Risk Analyst

1 week ago

Ahmedabad, Gujarat, India Kotak Mahindra Bank Limited Full time

**Job Overview**

Kotak Mahindra Bank Limited is seeking a highly skilled and motivated individual to join our team as a Credit Executive. The successful candidate will be responsible for ensuring all credit proposals are processed efficiently and effectively.

**Key Responsibilities:**

  • Credit appraisal of proposals and recommendations under laid policy framework and guidelines.
  • Ensuring all credit proposals are processed from his end within stipulated TAT (Turn Around Time).
  • Processing of loan applications with minimized errors in proposal related to exposure, customer profile, PSL (Priority Sector Lending) guidelines etc.
  • Preparing Rejection MIS (Management Information System) and apprising of negative cases in NCIF database.
  • Assisting LCM (Loan Credit Monitoring) to carry out day-to-day activities related to credit function.

**Requirements:**

  • Candidate must be graduate.
  • Should have 1-2 years work experience as Credit Executive/Credit Processing Associate.
  • Knowledge of Loan Origination System preferred. Knowledge of multiple languages preferable.