Strategic Enterprise Risk Professional

2 days ago


Varanasi, Uttar Pradesh, India beBeeRiskManagement Full time ₹ 80,00,000 - ₹ 1,40,00,000
Enterprise Risk Manager Job Description

The role involves conducting research, benchmarking, and analysis to support risk assessments, strategic decision-making, and Board-level reporting.

Main Responsibilities:
  1. Benchmark the Bank's balance sheet against peers (SFBs, Universal banks, peer NBFCs) and perform ratio analysis to interpret trends and insights on capital adequacy, NIM, cost-to-income, credit costs, GNPA/NNPA, RoA, RoE etc.
  2. Track and interpret peer disclosures, investor presentations, call transcripts & annual reports for risk and performance insights.
  3. Research and review business models of peers across retail, MSME, Microfinance, Housing and other segments.
  4. Prepare structured notes on emerging sectors risks, competitive strategies, and market positioning and deliver insights on yields, risk-adjusted returns, portfolio vulnerabilities, key risk drivers etc.
  5. Monitor various pricing strategies adopted in various credit products and implement Risk Based Pricing in compliance to Regulatory requirements.
  6. Assist in the documentation of the Bank's ICAAP/CCAR/SCAP findings.
Requirements:
  • Postgraduate in Finance, Economics, or related fields (MBA/PGDM, FRM, CFA preferred).
  • 3-5 years of relevant experience in research, financial analysis, consulting or enterprise risk.
  • Certifications on FRM/PRM is an added plus.


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