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Credit Analyst

2 weeks ago


Haridwar, Uttarakhand, India beBeeCreditAnalysis Full time ₹ 7,50,000 - ₹ 15,00,000

About the Role

  • We are seeking an experienced credit analyst to join our team.
  • This is a fantastic opportunity for someone who wants to work in a dynamic and fast-paced environment.

Key Responsibilities

  • Preliminary screening of residential/commercial real estate financing transactions and structuring.
  • Collaboration with internal stakeholders to provide solutions to clients in a timely manner.
  • Clients interaction to understand business models, organization structures, and financing needs.
  • Resolution of queries and collection of information on an ongoing basis.
  • Credit analysis & due diligence. Preparation of Credit & Risk Assessment Notes for evaluating risk in borrowers, transactions, and underlying securities.
  • Initial recommendations and presenting proposals to approving authorities.
  • Preparation of review and renewal credit reports for revisiting limits and assessing credit alerts.
  • Compliance checking of disbursements with sanctioned terms.
  • Ongoing monitoring of portfolios and raising EWS in case of irregularities observed.
  • Maintenance of Escrow accounts and collections in projects.
  • Review of NOC issuances in projects and tracking them in a timely manner.
  • Maintenance of pre- and post-disbursement compliances of each account.

The Ideal Candidate

  • A seasoned credit analyst with experience in financial institutions.
  • Excellent analytical skills and ability to interpret complex data.
  • Strong communication skills and ability to interact with various stakeholders.
  • Ability to work under pressure and meet deadlines.

Benefits

  • An attractive salary package.
  • Ongoing training and development opportunities.
  • A supportive and dynamic work environment.