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Haridwar, India Skill Ventory Full timeRoles and Responsibilities Preliminary screening of residential / commercial real estate financing transactions and structuring. Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner. Interaction with client to understand their business model, organization...

Credit Analyst
2 weeks ago
Haridwar, Uttarakhand, India
beBeeCreditAnalysis
Full time
₹ 7,50,000 - ₹ 15,00,000
About the Role
- We are seeking an experienced credit analyst to join our team.
- This is a fantastic opportunity for someone who wants to work in a dynamic and fast-paced environment.
Key Responsibilities
- Preliminary screening of residential/commercial real estate financing transactions and structuring.
- Collaboration with internal stakeholders to provide solutions to clients in a timely manner.
- Clients interaction to understand business models, organization structures, and financing needs.
- Resolution of queries and collection of information on an ongoing basis.
- Credit analysis & due diligence. Preparation of Credit & Risk Assessment Notes for evaluating risk in borrowers, transactions, and underlying securities.
- Initial recommendations and presenting proposals to approving authorities.
- Preparation of review and renewal credit reports for revisiting limits and assessing credit alerts.
- Compliance checking of disbursements with sanctioned terms.
- Ongoing monitoring of portfolios and raising EWS in case of irregularities observed.
- Maintenance of Escrow accounts and collections in projects.
- Review of NOC issuances in projects and tracking them in a timely manner.
- Maintenance of pre- and post-disbursement compliances of each account.
The Ideal Candidate
- A seasoned credit analyst with experience in financial institutions.
- Excellent analytical skills and ability to interpret complex data.
- Strong communication skills and ability to interact with various stakeholders.
- Ability to work under pressure and meet deadlines.
Benefits
- An attractive salary package.
- Ongoing training and development opportunities.
- A supportive and dynamic work environment.