
Senior Risk Assessment Specialist
5 days ago
Are you a seasoned underwriter seeking a new challenge? This senior-level role requires strong analytical and decision-making skills, as well as excellent communication and stakeholder management abilities.
Job Description:As a senior underwriter, you will be responsible for performing comprehensive risk assessments on borrower profiles, utilizing the 4 Cs of Credit: Character, Capacity, Capital, and Collateral. You will also conduct detailed credit report reviews to ensure accurate risk assessment and make informed decisions on mortgage applications.
- Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
- Conduct thorough credit report reviews for accurate risk assessment.
- Work on both UK Mortgage and US Mortgage underwriting, ensuring compliance with internal policies and regulatory guidelines.
- Collaborate with internal teams to ensure smooth processing and decision-making.
Requirements:
- Minimum 3.5 years of underwriting experience (Live / End-to-End).
- Strong knowledge of Credit Report Review, DTI, LTV, PITI, Income & Asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Comfortable working in a fast-paced environment.
- Strong communication and stakeholder management skills.
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