Senior Risk Assessment Specialist

5 days ago


Dindigul, Tamil Nadu, India beBeeRiskAssessment Full time ₹ 9,00,000 - ₹ 11,00,000

Are you a seasoned underwriter seeking a new challenge? This senior-level role requires strong analytical and decision-making skills, as well as excellent communication and stakeholder management abilities.

Job Description:

As a senior underwriter, you will be responsible for performing comprehensive risk assessments on borrower profiles, utilizing the 4 Cs of Credit: Character, Capacity, Capital, and Collateral. You will also conduct detailed credit report reviews to ensure accurate risk assessment and make informed decisions on mortgage applications.

  • Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct thorough credit report reviews for accurate risk assessment.
  • Work on both UK Mortgage and US Mortgage underwriting, ensuring compliance with internal policies and regulatory guidelines.
  • Collaborate with internal teams to ensure smooth processing and decision-making.

Requirements:

  • Minimum 3.5 years of underwriting experience (Live / End-to-End).
  • Strong knowledge of Credit Report Review, DTI, LTV, PITI, Income & Asset calculations.
  • Excellent analytical and decision-making skills with high accuracy.
  • Comfortable working in a fast-paced environment.
  • Strong communication and stakeholder management skills.


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