Senior Disbursement Specialist

**Job Overview**

The successful candidate will be responsible for ensuring the achievement of disbursement targets with minimal delinquency. This involves identifying Joint Liability Groups and disbursing loans to suit target customers and geographies.

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies
• Enabling business growth by developing and managing a team across assigned territories for deeper market penetration and reach
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers
• Ensuring weekly / daily meetings & visit to centre
• A basic understanding about Microfinance business and JLG model working would be preferred

Required Skills and Qualifications

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service